Top Crypto Investors See 750% Upside Potential in This New $0.035 Token, Here’s the Breakdown

A growing number of top crypto investors are turning their attention to a new DeFi token priced at $0.035. Early data shows rapid demand, rising interest from larger buyers and a long term structure that analysts say could support strong growth into 2026 and 2027. Some projections even show a path toward a 750% increase from current presale levels. With each phase of the presale closing faster than the last, the opportunity to enter early is shrinking quickly.

What Mutuum Finance Is Building

Mutuum Finance (MUTM) has become one of the most active early stage offerings of 2025. The presale began at $0.01 and climbed to $0.035 as each phase sold out. That is a 250% rise driven by steady inflows. The project has raised about $18.85M, sold around 805M tokens and attracted more than 18,100 holders so far. Out of the full 4B supply, about 45.5% is dedicated to the presale, giving early buyers access to a substantial allocation before listings.

Investors are moving toward Mutuum Finance because the project is building a complete lending and borrowing system. The goal is to let users supply assets, earn APY through mtTokens and borrow against collateral using clear rules. The structure is transparent and automated. Liquidations occur when collateral becomes unsafe. Borrow interest flows into the protocol. mtTokens increase in value as borrowers repay. This type of real utility is rare for a token still in presale. Because of that, many traders searching for the best crypto to invest in now place MUTM among the top options for early entry.

Yield Growth and First Price Prediction

A major reason analysts are confident in MUTM is the progress toward its first product release. On its official X account, the Mutuum Finance team confirmed that the V1 protocol is set for the Sepolia Testnet in Q4 2025. The message stated that the code is finalized and under review by Halborn Security. V1 includes the liquidity pool, mtTokens, the debt token and the liquidation bot. ETH and USDT will be the first supported assets.

This level of development before the token launch sets Mutuum Finance apart. Many new presale projects launch with no product ready for testing. MUTM is taking the opposite direction, and that has created stronger investor confidence.

Another major part of the system is the buy and distribute model. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This creates long term buying pressure because part of the protocol’s revenue is used to buy tokens directly. Many analysts say this is one of the strongest mechanics for early stage tokens since it links revenue to market demand.

Based on development progress, early yield structure and buybacks, some analysts project MUTM could reach between $0.08 and $0.12 within its first expansion phase. That represents a possible 2x to 3x move from launch price and a significant jump from $0.035.

Second Price Prediction

Mutuum Finance plans to introduce a USD pegged stablecoin backed by overcollateralized assets. Stablecoins usually help lending platforms scale quickly because users prefer predictable loans during volatile cycles.

The project also expects to expand to Layer 2 networks. Lower fees and faster settlement increase user activity and liquidity depth. For investors searching for what crypto to buy now with long term potential, Layer 2 positioning is a strong signal for future adoption.

Oracle accuracy is another important feature. Mutuum Finance plans to use reliable price feeds with fallback sources and aggregated data inputs. This protects the protocol during liquidations and reduces the risks tied to bad pricing. Most analysts consider oracles one of the core requirements for a long lasting lending platform.

With the stablecoin engine, Layer 2 growth and correct oracle design, long term price models show strong upside. Some analysts believe MUTM could reach $0.20 to $0.30 during its second major growth wave. From the current $0.035 presale price, that would represent a 500% to 750% increase, which explains why larger buyers have intensified their activity near the end of Phase 6.

Security Audit, Bug Bounty and 24 Hour Leaderboard

Security has been one of the strongest parts of Mutuum Finance. The project completed a CertiK audit and received a 90 out of 100 Token Scan score. A $50K bug bounty was launched to target code vulnerabilities. The Halborn Security review adds another layer on top of the completed checks. Few presale projects enter the market with this level of validation.

Investors also pay attention to community activity during early stages. The 24 hour leaderboard rewards the top daily contributor with $500 worth of MUTM. This sparks daily competition from larger buyers and accelerates the speed of allocation. Card payments are active, and the presale has no purchasing limits, which has increased participation from traders who want quick access without exchange delays.

Phase 6 Almost Sold Out and Why Timing Matters

Phase 6 is now almost at full allocation. Only a small part of the $0.035 supply remains. Once it sells out, the next phase will raise the price and reduce the available allocation. Analysts believe this moment is critical because the final stages of a presale often trigger stronger inflows as buyers move fast to secure the lowest entry.

Whale activity has increased over the past several days. Larger buyers typically wait until late presale stages to confirm momentum before committing. Their presence signals rising confidence and reduces the remaining time for smaller investors to act. Only a small amount of the $0.035 allocation is left. When Phase 6 ends, the next price increase takes effect. For investors waiting to enter, time is almost up.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance