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    Fun-loving and cheerful, a passionate blockchain and crypto writer who knows no boundary…connect if you share the same passion. With 10+ years of writing experience, I am a Crypto Journalist by chance, exploring, and learning all the dynamics of the sci-fi action-filled crypto world. Currently, focusing on cryptocurrency news and price data. With a passion for research and challenging my capabilities, I am slowly getting into the crypto arena to bring new insights every day.

    • 2 minutes read

    XRP Rich List: How Much XRP You Need to Become a Millionaire

    Story Highlights
    • Despite a recent dip and SEC-related uncertainty, analyst Stock Moe remains bullish on XRP, emphasizing institutional support and long-term utility.

    • Stock Moe defends his bold $300 target for XRP, citing big-money backing and patience-testing market conditions—not failure—as the reason for the delay.

    XRP is currently trading at $2.37 after a slight 24-hour dip of 2.11%, but it’s still up 0.89% over the week, 13.2% this month, and an impressive 359% over the past year. Since the start of 2025, XRP has gained 14.2% and now holds a market cap of $139.06 billion, ranking as the fourth-largest cryptocurrency. 

    Reaching the $20 mark would require a 743.88% surge from its current level. According to analyst Stock Moe, this is a crucial support level. If the price fails to hold here, he warns it could slide to $0.226, then $0.213, and even $0.202 in a continued downtrend. Despite the current weakness, Moe says the bigger picture for XRP remains bullish. 

    XRP Price Predicition The $300 Price Target Explained

    Stock Moe believes XRP still has the potential to hit $300. He admits this sounds wild and calls it a moment of “opium,” but points to billion-dollar investors who continue to bet on XRP. He says these big players are not worried by short-term noise because they understand the long-term utility of XRP. Moe explains that the delay in XRP’s breakout is not a failure, just a test of patience.

    Moe notes XRP has broken below the Bollinger Bands for three straight days. This usually signals a test of the 13 or 50-day EMAs. If XRP drops below $0.213, it could move to $0.202 or $0.172. However, Moe dismisses extreme bearish calls for $0.160, saying the charts do not support such a move. He sees the current action as a response to uncertainty, not a collapse.

    SEC Delay Adds Pressure

    The market reacted negatively to the delayed SEC response, causing panic selling. Moe says this fear is emotional and not based on fundamentals. He believes short-term holders are giving up, while long-term investors will benefit from staying calm.

    Institutional Moves Back the Vision

    Moe is confident in XRP’s future and is backing his belief by partnering with Gemini. He is offering users $25 in XRP for trading $100, showing his continued support. He says the $300 goal is not hype but a reflection of where XRP could go if real use cases take off. Moe ends by saying XRP’s rally is just slow, not dead, and those who wait may be the ones who win big.

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    FAQs

    Why is XRP down today?

    XRP is down due to fear from the delayed SEC response, triggering panic selling despite no change in the project’s fundamentals.

    Is now a good time to buy XRP?

    Analyst sentiment is bullish long-term; short-term volatility may offer buying opportunities for patient investors.

    How much would XRP need to rise to hit $20?

    To reach $20, XRP must surge approximately 743.88% from its current price of $2.37.

    Will XRP reach $300 in the future?

    Analyst Stock Moe believes XRP could hit $300 long-term, citing strong utility and big investor backing despite current price dips.

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