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Zameer Attar
Zameer Attar
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- Apr 09, 2025 06:26 UTC
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XRP Price Prediction 2025-2028: Standard Chartered Sees 500% Surge!
Crypto market dips due to Trump's tariffs, impacting major altcoins significantly.
Standard Chartered predicts XRP could surge to $12.50 by 2028, fueled by legal clarity and use cases.
Despite a new indirect XRP ETF, the price initially dropped, but long-term optimism remains due to positive developments.
As the crypto market scrambles to make sense of Trump’s latest tariff shake-up, Bitcoin has slipped to the $75K mark—and it’s dragging altcoins down with it. Ethereum, BNB, Solana, XRP, Chainlink, and Litecoin have all dropped by 15-20% in just 24 hours.
It’s a sea of red out there—but one coin is quietly turning heads.
While most tokens are stuck in reverse, XRP is suddenly back in the spotlight, thanks to a bold prediction from a major global bank. Could XRP be gearing up for one of the biggest comebacks in crypto? Let’s take a closer look.
Standard Chartered Makes a Big Call on XRP
XRP is the talk of the town because of global banking giant Standard Chartered. The bank says XRP could reach $5.50 by the end of this year and climb as high as $12.50 by 2028. That’s more than a 500% increase from its current price of around $1.94.
Bloomberg senior ETF analyst Eric Balchunas shared the forecast and joked, “Nature is healing,” referring to the return of confident, big-picture predictions in the crypto world.
Could XRP Overtake Ethereum?
The prediction was made by Geoffrey Kendrick, who leads digital asset research at Standard Chartered. He expects XRP to rise steadily over the next few years—reaching $8 in 2026, $10.40 in 2027, and finally $12.50 by 2028.
Even more surprising, the bank believes XRP could one day surpass Ethereum in total market value. That would make XRP the second-largest cryptocurrency after Bitcoin—a major milestone that shows just how confident Standard Chartered is in XRP’s long-term potential.
XRP Supporters Feel Vindicated
Crypto analyst Moon Lambo said he’s thrilled to see a major global bank backing XRP’s future. He called the prediction “crazy in a good way” and said it feels like the world is finally catching up to what the XRP community has believed for over a decade.
New XRP ETF Launched, But No Price Rally Yet
Excitement around XRP also grew after the launch of the first XRP-related exchange-traded fund (ETF) in the United States. This ETF doesn’t hold XRP directly. Instead, it uses financial contracts called swaps to follow the price of XRP.
While the launch was seen as a positive step, it didn’t spark a price rally. In fact, XRP’s price dropped about 4% after the news, suggesting that investors may still be holding back for now.
Legal Win Gives XRP a Boost
A big part of the renewed optimism comes from XRP’s improved legal standing. The U.S. Securities and Exchange Commission recently dropped its appeal in the long-running lawsuit against Ripple, removing a major legal threat that had been hanging over XRP for years.
At the same time, XRP continues to be used by banks and payment providers around the world to move money quickly and cheaply across borders. This real-world use gives the token strong utility beyond speculation.
A Long-Term Climb Ahead?
Even though XRP hasn’t surged just yet, the signs are starting to line up. If Standard Chartered’s prediction holds true, this could be the beginning of a longer-term rise.
With clearer regulations, growing global use, and attention from major financial players, XRP might finally be on track to reclaim the spotlight.
For a coin that’s been counted out more than once, XRP’s comeback story might just be getting started.
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FAQs
No, the XRP ETF launch didn’t cause a rally—XRP dropped 4%, showing traders remain cautious despite growing institutional interest.
Analysts like Standard Chartered see XRP reaching $8 by 2026, backed by real-world use, legal clarity, and institutional support.
Yes 
No 
