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- Nidhi Kolhapur
Nidhi Kolhapur
Nidhi is a Certified Digital Marketing Executive and Passionate crypto Journalist covering the world of alternative currencies. She shares the latest and trending news on Cryptocurrency and Blockchain.
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Sohrab KhawasSohrab is a passionate cryptocurrency news writer with over five years of experience covering the industry. He keeps a keen interest in blockchain technology and its potential to revolutionize finance. Whether he's trading or writing, Sohrab always keeps his finger on the pulse of the crypto world, using his expertise to deliver informative and engaging articles that educate and inspire. When he's not analyzing the markets, Sohrab indulges in his hobbies of graphic design, minimal design or listening to his favorite hip-hop tunes.
- Dec 23, 2025 10:14 UTC
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XRP Price Prediction for Year End: Why Markets Don’t Expect XRP Above $3
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XRP $ 1.90 (-1.23%) 
Prediction markets show XRP unlikely to surge this year, with a 63% chance it closes between $1.50–$2 as traders dial back late-year rally hopes.
Despite fading short-term optimism, long-term XRP investors focus on ETFs, liquidity growth, and institutional adoption shaping a 2026 cycle peak.
Prediction markets point to a cautious XRP price prediction for year end, with traders lowering hopes of a strong rise before the year ends. Current bets suggest XRP is more likely to move slowly rather than see a big jump in price.
According to analyst CryptoSenseii, Data from prediction platforms shows only a 4% probability of XRP trading above $3 by year-end. On Gemini’s prediction market, the most likely outcome, with a 63% probability, places XRP closing the year between $1.50 and $2. Higher price targets such as $10, $50, or $100 are not even listed as selectable options, highlighting the market’s tempered sentiment.
Earlier this year, many investors expected a strong rally. That optimism has now faded as prices remain flat. While some holders are disappointed, long-term XRP investors are still buying, seeing the current consolidation as a chance to accumulate rather than a problem.
ETFs, Liquidity, and Market Structure
Institutional players often stress that liquidity attracts more liquidity. The rise of crypto ETFs, including XRP-linked products, can add depth to the market. In the past, ETFs have not replaced direct ownership. Instead, they usually increase interest in holding assets directly, a trend seen in both crypto and traditional markets like precious metals.
Recent volatility in the crypto market have hurt sentiment. Major profit-taking moves, including multi-billion-dollar Bitcoin sell orders, have shaken confidence, even as traditional markets move toward new highs. The decline could be a healthy reset after earlier rallies, giving long-term investors a chance to accumulate while institutional adoption continues quietly in the background.
Outlook
Hopes for a late-year XRP rally have faded, but progress in tokenization, settlement systems, and institutional involvement continues.
Canary Capital’s CEO has suggested XRP could reach a cycle peak in 2026, pointing to ETF adoption and expanding ledger functionality rather than short-term price speculation.
While whale activity remains a near-term headwind, continued ETF inflows and the development of institutional-grade lending infrastructure may shift XRP’s narrative toward real-world financial utility rather than purely speculative trading.
Many investors are now less focused on short-term price moves and more on long-term positioning, looking ahead to a potentially bigger shift for digital assets in 2026 and beyond.
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FAQs
Yes. Many long-term holders see the current consolidation as an accumulation phase, focusing on future adoption rather than short-term gains.
Analysts expect potential momentum in 2026, driven by ETF adoption, tokenization, and real-world financial use cases rather than speculation.
XRP price is influenced by ETF approvals, on-chain activity, investor sentiment, legal developments, and broader crypto market trends.
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