Is XRP Overhyped? Critics Question Value & Future Amidst Legal Battle

Ripple’s XRP recently surged past the $3 mark, but the cryptocurrency still faces significant scrutiny. The Securities and Exchange Commission’s (SEC) ongoing legal battle with Ripple remains a major concern, especially as some market predictions suggest that former President Trump could dismiss what some view as unfair crypto trials.

While Trump is focusing on creating a U.S. Bitcoin strategic reserve, other important issues, like reforming crypto policies and ensuring fair legal trials, seem to be put on hold. As a result, many in the crypto community feel that XRP is being overhyped and may face long-term challenges.

Samson Mow Criticizes Ripple and XRP

Bitcoin maximalist Samson Mow has reignited criticism, questioning Ripple’s legitimacy and XRP’s place in a potential U.S. strategic crypto reserve.

XRP’s Legitimacy Questioned

Mow’s criticism centers on his belief that XRP lacks real value. He accuses Ripple’s founders of creating 100 billion tokens “out of thin air.” Mow argues that adding XRP to a U.S. crypto reserve would mean giving taxpayer money to corporations that manipulate token supply.

This criticism adds to the ongoing debate about whether altcoins like XRP should be part of a strategic reserve, with Mow strongly supporting Bitcoin for its decentralized nature and scarcity.

Mow and Musk

Mow’s views align with elon musk elon musk Elon Musk Is the Co-founder of Tesla, an investor and entrepreneur. He was born on the 28th of June,1971, and is based in Pretoria, South Africa. He graduated from the University of Pennsylvania, earning a bachelor's degree in Arts and physics, and the Wharton School, earning a bachelor's degree in science, and economics. In 2003 Musk founded Tesla, an electric vehicle and clean energy company. Elon Musk is a crypto enthusiast, he has a complex relationship with cryptocurrency. He purchased $1.5 billion in the cryptocurrency. Musk was honored with Axel Springer Award, an award given to innovative people, who build new markets, change markets, and contribute to society. He was also listed on Forbes Billionaire with a total net worth of $2 Billion. NAsales@teslamotors.com EntrepreneurInvestorChief Executive Officer ’s focus on reducing wasteful government spending. Mow has criticized the idea of supporting tokens like XRP, which he believes undermine sound monetary policies. This perspective resonates with those who believe Bitcoin is the only asset that should be part of a U.S. crypto reserve.

Cardano’s Hoskinson and Trump’s XRP Meeting

Interestingly, Charles Hoskinson Charles Hoskinson Charles Hoskinson is an American entrepreneur and blockchain visionary. He co-founded IOHK, and Cardano (ADA), a blockchain project. He also co-founded the Ethereum blockchain platform. With the help of Cardano’s proof-of-stake (PoS) blockchain, Charles weighs on scalability, security, and interoperability to facilitate enterprise blockchain adoption. He directs research in Web3, cryptocurrency innovation, and decentralized governance through IOHK. Quick Facts Full Name Charles Hoskinson Birth 05-11-1987 in Hawaii, United States Nationality American Education University of Colorado Boulder, Metropolitan State University of Denver Marital Status Unmarried as of 2025 Net Worth Estimated around $700 million Charles Hoskinson's work in cryptography, digital assets, and blockchain promotion has recognized him in the crypto. His efforts in developing blockchain have greatly contributed to the advancement of DeFi and blockchain networks globally. Charles Hoskinson - Professional Career Timeline 2013 – Co-founded Ethereum (ETH), contributing to smart contracts and decentralized applications. 2014 – Left Ethereum over governance disputes and founded IOHK (Input Output Hong Kong). 2015 – Started developing Cardano (ADA), a third-generation blockchain with a proof-of-stake (PoS) model. 2017 – Launched Cardano mainnet, introducing scalable and secure blockchain solutions. 2019 – Led Cardano’s Shelley upgrade, enhancing network decentralization and staking rewards. 2021 – Rolled out Alonzo hard fork, enabling smart contracts and DeFi on Cardano. 2022 – Expanded Web3, governance, and blockchain adoption via Cardano’s Vasil hard fork. 2023 – Advocated financial inclusion and blockchain education in Africa and developing nations. 2024 – Advanced self-sovereign identity and on-chain governance with Cardano’s latest updates. Present – Continues shaping blockchain innovation, DeFi, and decentralized ecosystems through IOHK. He has collaborated with various tech experts and blockchain startups. Charles sees decentralized finance as a tool for financial freedom. He also educates crypto beginners through social media sites, conferences, and tech channels. Useful Links to Connect With Charles Hoskinson Platform Link X (formerly Twitter) Charles Hoskinson (@IOHK_Charles) / X LinkedIn profile Charles Hoskinson - Self-employed | LinkedIn Cardano Foundation Cardano Foundation YouTube profile https://www.youtube.com/c/charleshoskinson Chief Executive Officer , founder of Cardano, recently collaborated with Ripple to launch the RLUSD stablecoin on Cardano. Though Hoskinson has not criticized Ripple directly, he shares Mow’s view that Bitcoin should be the sole asset in a U.S. crypto reserve.

Meanwhile, Trump’s closed-door meeting with Ripple suggests some positive developments for XRP, hinting at a potential breakout despite the ongoing legal challenges.

• Also Read :
•   XRP vs. Bitcoin: Is Ripple Lobbying Against U.S. Strategic Bitcoin Reserve? CEO Reacts
•   ,

Despite XRP’s price surge, its future remains uncertain, with challenges ranging from SEC scrutiny to vocal critics like Mow. While the price increase shows market optimism, many investors worry that the ongoing legal battle will delay any potential breakthroughs for the token.

Ripple’s Shaky Ground

XRP’s primary role as a cross-border payment solution for financial institutions has contributed to its limited adoption. As legal issues persist, many new investors may prefer tokens that don’t face the same regulatory challenges, making XRP less appealing.

If these issues aren’t resolved soon, they could pose a serious threat to XRP’s future under Trump’s leadership.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

Subscribe to News

FAQs