Is XRP Overhyped? Critics Question Value & Future Amidst Legal Battle

Ripple’s XRP recently surged past the $3 mark, but the cryptocurrency still faces significant scrutiny. The Securities and Exchange Commission’s (SEC) ongoing legal battle with Ripple remains a major concern, especially as some market predictions suggest that former President Trump could dismiss what some view as unfair crypto trials.

While Trump is focusing on creating a U.S. Bitcoin strategic reserve, other important issues, like reforming crypto policies and ensuring fair legal trials, seem to be put on hold. As a result, many in the crypto community feel that XRP is being overhyped and may face long-term challenges.

Samson Mow Criticizes Ripple and XRP

Bitcoin maximalist Samson Mow has reignited criticism, questioning Ripple’s legitimacy and XRP’s place in a potential U.S. strategic crypto reserve.

XRP’s Legitimacy Questioned

Mow’s criticism centers on his belief that XRP lacks real value. He accuses Ripple’s founders of creating 100 billion tokens “out of thin air.” Mow argues that adding XRP to a U.S. crypto reserve would mean giving taxpayer money to corporations that manipulate token supply.

This criticism adds to the ongoing debate about whether altcoins like XRP should be part of a strategic reserve, with Mow strongly supporting Bitcoin for its decentralized nature and scarcity.

Mow and Musk

Mow’s views align with Elon Musk Elon Musk   Elon Musk is a tech expert, Entrepreneur and the person behind Tesla, SpaceX, and X. He is hailed as one of the leading influencers of crypto. His tweets, especially for Bitcoin (BTC) and Dogecoin (DOGE), can move the crypto market upside-down.   Recently, Musk flipped an idea of integrating crypto payments with X. This move will futher facilitate crypto payments and make the X a 'Super App'.   He often participates in crypto debates and wants to educate investors about blockchain technology and the benefits of DeFi. He also supports Trump's crypto prospectives and wants a clear policy for the same.   Quick Facts   Full name Elon Reeve Musk Birth 28-07-1971, Pretoria, South Africa Nationality American, South African, Canadian Education BA, BS from the University of Pennsylvania Known for Entrepreneur, Crypto Influencer   Elon Musk - Career Highlights & Events   2020 – Tesla gained interest and backed Bitcoin   2021 – Elon Musk’s Tesla purchases $1.5B worth of Bitcoin. Accepts it as a payment method   2022 – Boosts Dogecoin (DOGE) as its integration is tested in Tesla's commodities assets   2023 – Announced crypto payment attributes for X   2024 – Advocated for crypto-based financial infrastructure at global occasions.   NAsales@teslamotors.com EntrepreneurInvestorChief Executive Officer ’s focus on reducing wasteful government spending. Mow has criticized the idea of supporting tokens like XRP, which he believes undermine sound monetary policies. This perspective resonates with those who believe Bitcoin is the only asset that should be part of a U.S. crypto reserve.

Cardano’s Hoskinson and Trump’s XRP Meeting

Interestingly, Charles Hoskinson Charles Hoskinson Charles Hoskinson is a prominent American entrepreneur and a visionary in the blockchain spaceHe also co-founded the Ethereum blockchain platform and founder of IOHK. He developed a Module proof-of-stake(Pos) blockchain that helps Charles scale and secure enterprise blockchain adoption.   Quick Facts Full Name Charles Hoskinson Birth 05-11-1987 in Hawaii, United States Nationality American Education University of Colorado Boulder, Metropolitan State University of Denver Marital Status Unmarried as of 2025 Net Worth Estimated to be around $700 million    Experience Co-founder of Ethereum, contributing to smart contracts and Dapps in the year 2013. Established IOHK ( Input Output Hong Kong) on the year 2014. Developed and launched Cardano with the (PoS) model in the year 2015 to 2017. Growth of Cardano's Web3, improving blockchain system I the year 2022. Promoted insights about blockchain in Africa and other developing countries in the year 2023. Promoted a digital identity control system, improving the Cardano network in the year 2024. At present, driving innovation in blockchain DeFi and decentralized systems at IOHK.   Chief Executive Officer , founder of Cardano, recently collaborated with Ripple to launch the RLUSD stablecoin on Cardano. Though Hoskinson has not criticized Ripple directly, he shares Mow’s view that Bitcoin should be the sole asset in a U.S. crypto reserve.

Meanwhile, Trump’s closed-door meeting with Ripple suggests some positive developments for XRP, hinting at a potential breakout despite the ongoing legal challenges.

• Also Read :
•   XRP vs. Bitcoin: Is Ripple Lobbying Against U.S. Strategic Bitcoin Reserve? CEO Reacts
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Despite XRP’s price surge, its future remains uncertain, with challenges ranging from SEC scrutiny to vocal critics like Mow. While the price increase shows market optimism, many investors worry that the ongoing legal battle will delay any potential breakthroughs for the token.

Ripple’s Shaky Ground

XRP’s primary role as a cross-border payment solution for financial institutions has contributed to its limited adoption. As legal issues persist, many new investors may prefer tokens that don’t face the same regulatory challenges, making XRP less appealing.

If these issues aren’t resolved soon, they could pose a serious threat to XRP’s future under Trump’s leadership.

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