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    XRP News Today: RippleX Launches XLS-85 Token Escrow on XRPL Mainnet

    Story Highlights
    • XRPL launches XLS-85, enabling stablecoins and RWAs to be locked in native escrow, expanding utility beyond XRP for DeFi and institutions.

    • RippleX activates Token Escrow on XRPL, allowing trustline tokens and MPTs to be securely locked on-chain with a 0.2 XRP reserve requirement.

    RippleX, the development team behind the XRP Ledger, has launched Token Escrow (XLS-85) on the XRPL mainnet. This update expands the escrow feature beyond XRP. 

    Now, trustline-based tokens and Multi-Purpose Tokens can also be locked on-chain, supporting stablecoins, real-world assets, and institutional transactions.

    XRPL Token Escrow XLS-85 Goes Live on Mainnet

    According to the RippleX developer update, Token Escrow (XLS-85) is now active on the XRP Ledger Mainnet. This upgrade extends the network’s built-in escrow system, previously limited to XRP, to cover Trustline-based tokens and Multi-Purpose Tokens.

    Until now, the native escrow feature on the XRP Ledger was limited to XRP itself. Projects that wanted to lock stablecoins or tokenized assets had to rely on custom solutions or third-party tools. 

    With XLS-85 now live, any supported token on the network can be securely placed into escrow directly at the protocol level. This includes stablecoins such as RLUSD, tokenized real-world assets like bonds or gold, and other on-ledger digital tokens.

    What the Upgrade Changes for XRPL Users

    With XLS-85, escrow is now a built-in feature for almost all assets issued on the XRPL, making token management simpler and more secure. Because of this, the upgrade supports several important use cases.

    • First is secure vesting and grants, where teams can schedule token releases or conditional distributions.
    • Second is automated transactions, including peer-to-peer token swaps and conditional payments.
    • Third is institutional finance, where escrow can support treasury controls, collateral locks, and automated settlements. 
    • Fourth is digital rights and real-world assets, such as tokenized licenses and content unlock systems.

    Owner Reserve Requirement Tie Up XRP Supply

    The timing of this upgrade is notable. As traditional financial players increasingly explore tokenized bonds, equities, and other assets, the ability to secure them with built-in escrow functionality strengthens the XRPL’s position in institutional DeFi.

    Each escrowed real-world asset requires an owner reserve of 0.2 XRP to remain on the ledger.

    With XLS-85 now active, the XRP Ledger moves closer to becoming a more flexible and enterprise-ready blockchain.

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    FAQs

    What is XRPL Token Escrow (XLS-85)?

    XRPL Token Escrow (XLS-85) is a protocol upgrade that allows trustline-based tokens and MPTs, not just XRP, to be securely locked on-chain.

    Can stablecoins like RLUSD be escrowed on the XRP Ledger?

    Yes. With XLS-85 live, stablecoins such as RLUSD and other issued tokens can now be placed directly into native escrow on XRPL.

    How does XLS-85 benefit institutional users on XRPL?

    XLS-85 enables treasury controls, collateral locks, and automated settlements, making XRPL more secure and enterprise-ready.

    What are the main use cases of XRPL Token Escrow?

    Key uses include token vesting, conditional payments, peer-to-peer swaps, and securing tokenized real-world assets like bonds.

    Does Token Escrow on XRPL require XRP reserves?

    Yes. Each escrowed asset requires a 0.2 XRP owner reserve, which remains locked on the ledger while the escrow is active.

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