Top Two ‘Whale Approved’ Altcoins To Stack For Massive December Rally

The U.S. Senate has passed a bill to end the government shutdown, and the House is expected to move quickly to approve it. Once the bill reaches the President’s desk, federal operations will reopen, a move that could inject new liquidity into global markets.

The U.S. Treasury General Account (TGA) balance has swelled to over $1 trillion due to the shutdown delay. Once government spending resumes, this excess liquidity could flow back into risk assets, including crypto.

Whales Eye XRP Amid Banking and ETF Developments

A research outlet recently called XRP “the best-looking major” following news of the government reopening, pointing to its exposure to banking adoption and upcoming regulation clarity.

Whale tracking data also supports this. More than 22 million XRP, worth over $56 million, was recently withdrawn from centralized exchanges, a classic sign of accumulation.

The community is also watching three key catalysts:

• The banking charter approval for Ripple’s institutional operations.
  
• The Clarity Act, expected to bring regulatory certainty.
  
• A potential XRP ETF, which analysts say could arrive soon.
  

Analyst Ali Martinez recently predicted that XRP could revisit $1.90–$2.00 before rallying toward $6.00 in the coming months. While XRP failed to close above key daily resistance levels this week, analysts see the $2 range as a strong accumulation zone if Bitcoin retests lower levels.

Cardano Whales Accumulate Ahead of Major Roadmap Update

The second altcoin seeing strong whale activity is Cardano (ADA). Data from Santiment shows that whales and sharks have accumulated 348 million ADA, valued at $24.3 million, in just four days, nearly 1% of the circulating supply.

This buying spree comes as the Cardano Foundation rolls out its roadmap for global ADA adoption, emphasizing stablecoin liquidity, real-world asset integration, and enterprise partnerships.

Cardano’s Midnight privacy sidechain also announced a collaboration with Google Cloud, boosting confidence in its enterprise-grade ecosystem.

In Q3 2025, Cardano’s on-chain activity surged:

• NFT volume: up 561%
  
• ADA price: up 41% to $0.81
  
• DeFi TVL: up 28.7% to $423 million
  

Analysts believe ADA must hold above $0.50 to maintain a bullish structure. A breakdown could test $0.45, while a higher low formation could set the stage for a strong December rebound.