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Rizwan Ansari
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Sohrab KhawasSohrab is a passionate cryptocurrency news writer with over five years of experience covering the industry. He keeps a keen interest in blockchain technology and its potential to revolutionize finance. Whether he's trading or writing, Sohrab always keeps his finger on the pulse of the crypto world, using his expertise to deliver informative and engaging articles that educate and inspire. When he's not analyzing the markets, Sohrab indulges in his hobbies of graphic design, minimal design or listening to his favorite hip-hop tunes.
- Dec 24, 2025 07:26 UTC
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New Crypto Rules in Spain: What Investors Need to Know for 2026
Spain will enforce EU MiCA crypto rules from 2026, reshaping exchanges, wallets, platforms nationwide.
Only licensed crypto firms can operate after July 2026, unapproved platforms face shutdowns nationwide.
EU-wide data sharing will limit cross-border tax evasion and reduce anonymity for crypto investors
Spain is preparing for a major change in how cryptocurrencies are handled across the country. Starting in 2026, the government will fully enforce new crypto rules that will change how digital asset companies operate and how users are monitored.Â
Spain’s decision follows the European Union’s broader crypto framework known as MiCA (Markets in Crypto-Assets), which aims to create common crypto rules across all EU countries.
Crypto Firms Will Need Full Licenses
Under the new rules, all crypto companies offering services in Spain will be required to obtain full licenses. This includes crypto exchanges, wallet providers, and platforms that allow users to trade or store digital assets.
Spain has now confirmed clear dates to apply these rules at the national level. From July 1, 2026, only fully licensed crypto firms will be allowed to operate in Spain.
Firms that do not meet the licensing requirements may be forced to stop operating in the country. The goal is to ensure that only regulated and accountable businesses are allowed to serve Spanish users.
Transaction Reporting to Tax Authorities
Another major change affects crypto users directly. From 2026, crypto platforms will automatically report user transaction data to tax authorities. This includes trading history, balances, and fund movements.
The data will also be shared between EU countries, making it harder to hide crypto income across borders. Even small transactions may be reported, giving tax officials far more visibility than before.
Spanish regulators believe this step will help reduce tax evasion and improve financial transparency. It also brings crypto closer to traditional financial systems, where banks already report similar data.
What This Means for Users and Companies
For crypto users, the changes may bring more safety and fewer scams, but also less privacy and higher tax responsibility. Investors will need to be more careful with reporting and compliance.
Crypto companies, especially smaller ones, may face higher costs due to stricter rules. However, larger and regulated firms could benefit from increased trust and long-term stability.
Meanwhile, self-custody wallets are not directly covered by automatic reporting. However, experts warn that once funds move through exchanges, authorities can still track activity and take action if taxes are unpaid.
As 2026 approaches, both users and companies will need to prepare for a more regulated crypto future in Spain.
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FAQs
Existing crypto companies will likely need to ensure their licenses fully comply with the new 2026 regulations. Firms that currently operate under temporary or partial approvals may need to submit updated applications or meet additional requirements to continue operating legally.
Yes, smaller firms may struggle with the costs and administrative burden of full licensing and compliance. This could result in some startups exiting Spain or consolidating with larger, regulated companies.
Self-custody wallets themselves are not automatically reported, but any funds moved through exchanges or regulated platforms will be visible to authorities. Users must still comply with tax obligations when transferring assets to or from these platforms.
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