Advertise
- Rizwan Ansari
Rizwan Ansari
- Reviewed by:
Qadir AKQadir Ak is the founder of Coinpedia. He has over a decade of experience writing about technology and has been covering the blockchain and cryptocurrency space since 2010. He has also interviewed a few prominent experts within the cryptocurrency space.
- Jan 21, 2026 07:25 UTC
-
Ripple President Monica Long’s Top 2026 Crypto Market Prediction
Ripple President Monica Long says crypto enters production era as banks scale blockchain use by 2026.
By 2026 nearly 50% of Fortune 500 companies could hold crypto or tokenized assets.
Stablecoins may become core payment tools as Visa and Stripe expand digital dollar adoption.
Ripple President Monica Long stated that the crypto market is entering what many call its “production era. She believes that by 2026, banks and major companies will fully use crypto-based solutions, not just test them.
According to her, crypto is becoming a core part of modern finance and could reach 50% of Fortune 500 companies.
Here’s what Monica Long’s top 2026 crypto market prediction points out.
Stablecoins May Become a Core Payment Tool
One of the strongest predictions for 2026 focuses on stablecoins. Long expects stablecoins to be deeply integrated into global payment systems, not as an additional option, but as a core payment layer.Â
Major companies like Visa and Stripe are already integrating digital dollars into payment flows.
Business-to-business (B2B) payments are expected to lead this growth, as companies use stablecoins for faster settlements, better cash flow, and real-time access to funds.
By 2027, banks may also use regulated stablecoins to move funds and assets at any time of day.
Crypto to Reach 50% of Fortune 500 Companies
Crypto use among large companies has already begun to grow. A 2025 survey by Coinbase found that 60% of Fortune 500 companies are actively working on blockchain projects, while more than 200 public firms now hold Bitcoin in their treasuries.
Therefore, Long noted that by 2026, around 50% of Fortune 500 companies may have direct crypto exposure. This could include holding digital assets, stablecoins, or tokenized financial products.
- Also Read :
- Is XRP Really the Breakout Trade for 2026?
- ,
ETFs, Custody, and AI Shape the Future
Crypto access is also expanding through ETFs, making it easier for institutions to enter the market. While more than 40 crypto ETFs launched in 2025, they still make up only a small part of the U.S. ETF market, showing there is plenty of room to grow.
At the same time, crypto mergers and acquisitions are rising, with custody services becoming a key focus. By 2026, many top global banks may form new crypto custody ties.
Looking ahead, Monica Long also sees blockchain and AI working together, helping automate financial tasks and make global finance faster and simpler.
Never Miss a Beat in the Crypto World!
Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.
FAQs
Cryptocurrencies are highly sensitive to global risk sentiment. When geopolitical tensions rise, traders often reduce exposure to volatile assets like crypto and shift toward perceived safe havens.
Highly leveraged traders are most affected, as sharp price swings can quickly wipe out positions. This can also increase volatility for the broader market in the short term.
Market participants will closely monitor ETF flow data, macroeconomic signals, and on-chain metrics. A stabilization in these areas could indicate reduced downside risk.
Trust with CoinPedia:
CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.
Investment Disclaimer:
All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.
Sponsored and Advertisements:
Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.
Yes 
No 
