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- Anjali Belgaumkar
Anjali Belgaumkar
Writer by choice, CryptoCurrency Writer, and Researcher by chance. Currently, focusing on financial news and analysis, as well as cryptocurrency news and data. One may not call me a crypto “Enthusiast” but trust me I'm getting there.
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Qadir AKQadir Ak is the founder of Coinpedia. He has over a decade of experience writing about technology and has been covering the blockchain and cryptocurrency space since 2010. He has also interviewed a few prominent experts within the cryptocurrency space.
- Nov 26, 2025 02:04 UTC
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Ripple News: XRP Named a High-Efficiency Institutional Asset in New GTreasury Research
Ripple and GTreasury reveal how digital asset infrastructure is transforming global treasury operations with faster settlement, lower costs and 24/7 payments.
Report shows institutions already using blockchain for real payments, with XRP enabling quick, liquid settlement as corporates seek faster, cheaper cross-border transfers.
Ripple and GTreasury have released a new joint report explaining how digital asset infrastructure is beginning to reshape corporate treasury operations around the world. The report focuses on how faster settlement, lower costs and always-on payment systems are becoming practical tools for companies, not just experimental technology.
Faster and Cheaper Global Payments
According to the report, digital asset networks allow cross-border payments to settle within seconds instead of the two to three days required by traditional banking systems. This speed reduces delays, improves visibility into payment status and helps companies avoid the high fees associated with multiple intermediaries. For treasurers managing tight cash flow cycles, faster settlement also means fewer disruptions during international transactions.
24/7 Money Movement
One of the biggest advantages highlighted is the ability to move value at any time of day. Digital asset rails operate around the clock, unlike banks that close on weekends, holidays and after business hours. Companies with global operations can make urgent payments, respond to market changes or settle supplier invoices without waiting for banking windows to reopen.
Real Usage by Institutions
Ripple and GTreasury note that these systems are not theoretical. Many financial institutions are already using blockchain-based payment infrastructure in production environments. These transactions involve real money and real compliance processes, showing that the technology has matured far beyond pilot programs.
How XRP Fits In
The report explains that XRP functions as a settlement asset within these systems because it offers fast processing, deep liquidity and a design focused on institutional stability. This makes it suitable for supporting high-volume global payments and reducing friction in international settlement. While the report does not promote XRP, it positions the asset as part of the broader digital payments landscape.
Understanding the Technology
The report also breaks down three main components of digital asset infrastructure. Blockchain works as the underlying ledger that keeps records secure and transparent. Stablecoins act as digital versions of traditional currency, making it easier to move value quickly while keeping prices stable. Smart contracts automate payment conditions and help reduce manual work across treasury processes.
What It Means for Corporates
For companies handling frequent cross-border payments, facing slow settlement times or managing liquidity across multiple time zones, digital asset infrastructure can bring meaningful improvements. The report shows that adoption will continue to grow as more organizations look for faster, cheaper and more reliable ways to move money globally.
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FAQs
Digital assets enable near-instant global payments, slashing settlement times from days to seconds and reducing the high fees charged by traditional banking intermediaries.
Always-on digital payment rails allow businesses to move money anytime, including weekends and holidays, providing greater flexibility for urgent transactions and global operations.
Yes, many financial institutions now use blockchain-based payment infrastructure in live production environments for real-world transactions, moving beyond experimental pilot programs.
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