JUST IN: Visa Begins USDC Stablecoin Trials, Targets Faster Global Payouts

Visa is taking another big step into crypto. The payments giant has started a pilot program to test USDC stablecoin payouts, allowing U.S. businesses to pay in fiat while recipients can choose to receive their money directly in USD-backed stablecoins like USDC.

This new move could reshape how freelancers, creators, and gig workers get paid, especially those working across borders. The crypto community is buzzing. Here’s what you should know. 

Visa Pushes for Faster, Borderless Payments

The pilot is being tested through Visa Direct, the company’s global payout network. Instead of sending funds to a bank account or card, Visa will now let businesses send payments straight to a stablecoin wallet.

“Launching stablecoin payouts is about enabling truly universal access to money in minutes – not days,” said Chris Newkirk, President of Commercial & Money Movement Solutions at Visa. “Whether it’s a creator building a digital brand, a business reaching new global markets or a freelancer working across borders, everyone benefits from faster, more flexible money movement.”

For the millions of creators and freelancers who rely on digital platforms, this change could mean real convenience. Visa’s own research found that 57% of digital creators prefer payment methods that give them instant access to funds.

Also Read: Visa Expands Stablecoin Support Across Four Blockchains Amid Crypto Push

Stablecoins Move From Backend to Everyday Use

This is not Visa’s first experiment with stablecoins. In September, the company ran a pre-funding pilot that allowed businesses to use stablecoins for back-end treasury operations. The new pilot takes it a step further, letting end users actually receive their payouts in stablecoins.

With stablecoins, payments can move across borders instantly and without depending on traditional banking hours. 

For people in underbanked regions or countries with unstable currencies, it could open up access to reliable, dollar-backed payments. This is innovation with a purpose!

Visa Sets Its Eyes on 2026 Rollout

Visa says it is currently working with select partners in the pilot phase and plans a broader rollout in 2026, depending on demand and regulatory progress. Every transaction will be recorded on the blockchain, adding transparency and auditability.

If the pilot succeeds, Visa could turn stablecoin payouts from a test into a global standard, which would be a major leap for payments.