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Debashree Patra
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Sohrab KhawasSohrab is a passionate cryptocurrency news writer with over five years of experience covering the industry. He keeps a keen interest in blockchain technology and its potential to revolutionize finance. Whether he's trading or writing, Sohrab always keeps his finger on the pulse of the crypto world, using his expertise to deliver informative and engaging articles that educate and inspire. When he's not analyzing the markets, Sohrab indulges in his hobbies of graphic design, minimal design or listening to his favorite hip-hop tunes.
- Aug 01, 2025 07:33 UTC
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Is Ripple Turning Into the MicroStrategy of XRP With Its $122B Holdings?
Ripple could pivot into an XRP treasury giant, locking $122B in holdings and sparking a major supply squeeze.
AI models predict XRP could hit $25–$45 if Ripple adopts treasury strategy, with analysts eyeing a 333% rally ahead.
There’s growing speculation in the crypto community that Ripple could take a dramatic turn, shifting from its current payments-focused model to becoming a full-on XRP treasury company. Think of MicroStrategy’s legendary Bitcoin play, but potentially even bigger in scale.
Ripple already controls 40.67 billion XRP, about 41% of the total supply. It is roughly worth $122 billion. That’s more than Strategy’s (Formerly known as MicroStrategy) $72.6 billion Bitcoin stash. If Ripple stopped selling and locked away its holdings long-term, XRP’s circulating supply could tighten sharply, potentially sparking a major price surge.
AI’s XRP Price Prediction Models a $1.5 Trillion Market Cap Possibility
AI-driven projections paint some eye-catching possibilities. ChatGPT suggests that if XRP captures just 1% of the $150 trillion global cross-border payments market, its market cap could leap to $1.5 trillion, sending prices toward $25. Broader adoption by banks, funds, and corporations could push it to $42.
Another scenario looks at XRP replacing traditional nostro and vostro accounts, which hold about $27 trillion in idle liquidity. Even a 10% share could push XRP past $45.
On the more cautious side, simply locking Ripple’s holdings for a decade could see prices double to $6, with ETF speculation possibly lifting it into the $9–$15 range. Google Gemini is more conservative, forecasting $5.06 from a lock-up and up to $23 if XRP’s market cap equals Bitcoin’s.
Big Players Already Accumulating
Ripple isn’t alone in this thinking. Nature’s Miracle Holding plans a $20 million XRP investment. Trident Digital Tech has pledged $500 million, while Webus International is committing $300 million. Even companies like VivoPower and Wellgistics Health are quietly building XRP reserves.
A Supply Squeeze in the Making
Ripple’s CEO has hinted at such a strategy, and Bitwise CEO Hunter Horsley believes Ripple could pivot to a treasury model within a year. With whales and institutions already pulling large amounts from exchanges, XRP could face a major supply shortage if this trend accelerates.
XRP Price Poised to Rally 333%
Looking at the current scenario, analyst Ali Matinez notes XRP could be forming a double‑bottom pattern, a signal often preceding strong rallies. A close above $3.30 may confirm the breakout, opening the door to $3.60. This pattern aligns with the broader narrative of tightening supply and growing accumulation.
While Crypto strategist Tony “The Bull” Severino projects a 333% rally over the next 40 days, Armando Pantoja says XRP is “about to explode,” especially for major holders.
Technically, XRP trades above all major EMAs, with the 20-day at $3.07 and the 200-day at $2.32, signaling a bullish structure. A daily close above $3.03 could trigger a run toward $3.50, while losing $2.94 support risks a slide toward $2.80.
If Ripple truly becomes the “MicroStrategy of XRP,” scarcity could become its biggest weapon.
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FAQs
Ripple holds 40.67B XRP ($122B)—more than MicroStrategy’s Bitcoin stash. A shift to a treasury model could trigger a supply squeeze and price surge.
Yes—Trident Digital ($500M), Webus ($300M), and others are accumulating. Ripple’s potential treasury shift could accelerate institutional demand.
If Ripple locks its XRP, prices could double to $6 or spike to $15–$23 with ETF hype and Bitcoin-like market cap adoption.
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