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- Zameer Attar
Zameer Attar
- Reviewed by:
๏ปฟAnjali BelgaumkarWriter by choice, CryptoCurrency Writer, and Researcher by chance. Currently, focusing on financial news and analysis, as well as cryptocurrency news and data. One may not call me a crypto โEnthusiastโ but trust me I'm getting there.
- Aug 26, 2025 10:14 UTC
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Fact Check: Is Ripple Really Partnering With a Swiss Bank on Digital Identity?
A new rumor is circulating in the crypto community about Ripple. According to the claim, Ripple, a Swiss bank, and a U.S.-based blockchain company are working together to build a new network that combines digital identity, compliance, and tokenized assets, with XRP acting as the bridge currency.
The rumor started after a post from CoinBureau on X claimed this partnership was in the works. Since then, speculation has grown, but the big question remains: whatโs fact, and whatโs fiction?
What Actually Happened?
No Official Claims Made By Ripple:ย
Rippleโs CEO, Brad Garlinghouse, has opened up about the company’s ongoing efforts in expanding XRP Ledger’s capabilities. It seeks to increase institutional adoption and enhance identity verification, regulatory compliance, tokenization, and interoperability by partnering with other blockchains. But it does not claim collaboration involving a Swiss bank and a U.S. blockchain firm to merge digital ID, compliance, and tokenized assets.ย
JPMorgan Calls Digital ID the โFoundation of Web3:
JPMorgan recently called digital identity the โfoundation of Web3,โ pointing to a real need in the market for secure, regulated digital identity solutions. JPMorganโs statement is closely related to the rumour because both entities seek to establish a secure digital identity system for the future, where more things happen online and on blockchains.ย
Whatโs At Stake Here?
XRP is already one of the top cryptocurrencies right now. But if the rumors were true, it would have boosted XRPโs utility as the bridge for tokenized stocks, real estate, commodities, and many more things.
Summary Table: Coinpediaโs Fact Check
| Claim Made by Theory | Coinpediaโs Counter-Evidence |
| Ripple is partnering with a Swiss bank and a blockchain company | โNoโ no verified or official announcement from Ripple states about teaming up with them. |
| XRPโs role to connect the digital identity, compliance, and tokenized assets | โNoโ no official statement regarding this. |
| JPMorgan calls digital ID the foundation of Web3 | โ Yesโ But it is not linked with Rippleโs collaboration |
Conclusion
| Claim | Ripple is partnering with a Swiss bank and a blockchain company to merge digital ID, compliance & tokenized assets with XRP. |
| Verdict | โ False |
| Fact Check by Coinpedia | The only confirmed statement is that JPMorgan called digital ID the โfoundation of Web3,โ but it does not confirm Rippleโs rumoured partnership.ย |
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