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- Anjali Belgaumkar
Anjali Belgaumkar
Writer by choice, CryptoCurrency Writer, and Researcher by chance. Currently, focusing on financial news and analysis, as well as cryptocurrency news and data. One may not call me a crypto “Enthusiast” but trust me I'm getting there.
- Reviewed by:
Qadir AKQadir Ak is the founder of Coinpedia. He has over a decade of experience writing about technology and has been covering the blockchain and cryptocurrency space since 2010. He has also interviewed a few prominent experts within the cryptocurrency space.
- Oct 22, 2025 03:38 UTC
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XRP News: AI Model from China Predicts $10 Price by 2025 End
Ripple seeks Fed access, aiming to boost XRP adoption with faster, low-cost settlements and integration with FedNow.
XRP gains momentum as Evernorth lists on NASDAQ and AI predicts $5–$10 price by late 2025.
The landscape for digital assets in the United States may be changing faster than ever. The Federal Reserve has begun exploring direct access for fintech and crypto companies to its payment rails, potentially transforming how blockchain-based payments operate across the country.
Ripple, the company behind XRP, has already applied for a Federal Reserve master account, positioning itself as a leader in connecting blockchain technology with the traditional financial system. If approved, this access could allow Ripple to facilitate faster, lower-cost settlements, integrate with FedNow, and expand services such as digital custody and tokenized assets.
This development arrives just as the Federal Reserve confirmed it is actively studying AI, tokenization, and smart contracts to upgrade its own payment infrastructure.
Ripple’s Advantage in a Changing Market
Direct access to Federal Reserve payment systems would give Ripple a strategic edge over competitors in the stablecoin and cross-border payment markets. XRP’s design as a fast and low-cost settlement token positions it well for institutions looking to move value instantly without relying on intermediaries.
With Ripple’s pending U.S. banking license and alignment with ISO 20022 standards, XRP could play a key role in modernizing international settlements. This framework could also boost institutional confidence, making XRP a viable tool for on-chain liquidity and real-time global transactions.
Evernorth’s NASDAQ Listing and Supply Shock Potential
Evernorth, an XRP-focused treasury company, has officially gone live on the NASDAQ. The company will purchase XRP directly from exchanges rather than through discounted over-the-counter deals. This means real market demand will increase across platforms such as Coinbase, Uphold, and Kraken.
AI Prediction: XRP Between $5 and $10 by Late 2025
According to projections from China’s DeepSeek AI, XRP could climb sharply over the next year. The model predicts a price range between $5 and $10 by the end of 2025, up from its current level of around $2.50.
Between the Federal Reserve’s shift toward digital asset inclusion, the listing of XRP-linked companies on major U.S. exchanges, and AI-driven market models predicting strong gains, the sentiment for XRP appears to be building.
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FAQs
Direct access allows Ripple to bypass traditional banks for payments, enabling faster, lower-cost, real-time settlements for institutions using XRP.
This alignment gives XRP a strategic advantage by ensuring compliance with the new global standard for financial messaging, boosting institutional confidence and global adoption.
Yes, the Federal Reserve has confirmed it is actively exploring AI, tokenization, and smart contracts to modernize its payment infrastructure and become more inclusive of digital assets.
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