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- Jul 04, 2025 13:30 UTC
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Binance Offers Zero-Interest Loans, Hires Ex-Central Bank Chief, How To Qualify!
Binance launches zero-interest institutional loans with up to 4x leverage for VIP clients.
Meanwhile, institutions can borrow $1M–$10M using BTC, ETH, BNB, or SOL as collateral.
Eligible borrowers must be VIP 5+ or pass Binance’s special institutional approval process.
Ex-Central Bank official Gillian Lynch appointed to lead Binance’s Europe and UK operations.
Binance has just rolled out a new loan service aimed at helping institutional clients access crypto liquidity more efficiently. With up to 4x leverage and even zero interest under certain conditions.
On top of that, Binance has hired a former Central Bank of Ireland executive to lead its work in Europe and the UK.
Binance Institutional Loans – With 0% Interest
In a recent tweet post, Binance CEO Richard Teng announced that the company is launching “Binance Institutional Loans,” a product that allows large clients to borrow against their entire portfolio using multiple accounts.
Unlike regular loans, these are cross-collateralized and offer much more flexibility.
It lets big clients borrow $1 million to $10 million in USDT or USDC using multiple accounts as collateral.
They can use over 400 crypto assets, including BTC, ETH, BNB, and SOL, to back the loan. These loans offer more flexibility than regular ones and don’t cut extra value from popular coins.
If clients meet certain trading goals, they could even pay 0% interest, which means big savings for high-volume traders.
Who Are Eligible For The Loan
To qualify, users must be corporate clients ranked VIP 5+ or companies that Binance assesses individually. Supported collateral includes BTC, ETH, SOL, BNB, and popular stablecoins.
These borrowed funds can then be used for margin and futures trading on Binance with up to 4x leverage.
Binance’s new loan service offers fast trading and flexible credit for top-tier clients. Verified companies can borrow quickly by linking approved accounts, with near-instant trade speeds.
New Leader for Europe and UK
Along with the loan launch, Binance also appointed Gillian Lynch as its new Head of Europe and the UK. Lynch previously worked at Gemini and the Central Bank of Ireland, giving her a solid background in both crypto and traditional finance.
Her job will be to lead Binance’s strategy and daily work in Europe, while also talking with local regulators and governments.
Binance says this move is part of its plan to grow safely, follow the rules, and protect users.
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FAQs
Binance Institutional Loans is a new product for large clients to borrow $1M-$10M in USDT or USDC, using their entire portfolio across multiple accounts as cross-collateral. It offers flexibility, up to 4x leverage for trading, and potentially 0% interest for clients meeting specific trading goals, providing significant savings.
To qualify for Binance Institutional Loans, users must be corporate clients ranked VIP 5+ or companies that Binance individually assesses and approves. The service is designed for top-tier clients and verified companies seeking fast trading speeds and flexible credit.
Yes 
No 
