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The Reserve Bank of India (RBI) is set to start a pilot program for tokenized deposits on October 8, 2025. This initiative will use the wholesale segment of India’s central bank digital currency (CBDC) as its foundation. Tokenized deposits convert bank deposits into digital tokens on a secure ledger, enabling faster, safer, and more efficient transactions. The pilot aims to test this technology with select banks before considering wider use, marking a step toward modernizing India’s banking system.
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