Fact Check: Did Tom Lee Say “XRP Could Create Millionaires in the Next 90 Days”?

A bold claim is circulating on social media, well-known Wall Street strategist and crypto bull Tom Lee reportedly said, “XRP could create millionaires in the next 90 days.”

This statement has been widely shared in the crypto community, with some using it as a reason to buy and hold XRP. But how true is it? Did Tom Lee actually say this? 

Coinpedia investigates, let’s break it down.

Who Made This Claim?

The quote appears to have started on social media and has been picked up by several crypto forums and news aggregators. Many posts credit Tom Lee with the bold prediction, suggesting XRP is about to explode in price. 

But despite how common the claim is, is there any verified source that has confirmed it.

Fact Check: Did Tom Lee Make This Statement?

Well, there is no official record, no interview, article, or video, where Tom Lee says that XRP will create millionaires in 90 days. In fact, Binance’s fact-checking team has confirmed that this quote is fake.

It seems to be another case of viral misinformation, created to attract views or push hype-driven investing.

Surprisingly, this same quote was seen online about four months ago, yet still, no source was ever linked to Tom Lee.

However, Tom Lee is known for being bullish on crypto and tech stocks, but lately he’s focused on Bitcoin, Ethereum, and market trends, not specifically on XRP.

Can XRP Make You a Millionaire in 90 Days?

Looking at the XRP price as of now, it is trading at around $2.588.

To make $1 million in 90 days, you’d need to hold about 387,597 XRP today. Or if you only had 10,000 XRP, the price would need to reach $100 per coin, a nearly 39x increase, which is highly unlikely in such a short time.

Based on Coinpedia’s price prediction, XRP is likely to face resistance around the $2.60 level. Their forecast suggests that by the end of 2025, XRP could trade between $3.38 and $5.81, depending on market conditions and broader crypto adoption, but far from the $100 mark.

Summary Table: Coinpedia’s Fact Check

Claim Made by Theory	Coinpedia’s Counter-Evidence
Tom Lee: “XRP will create millionaires in 90 days	❌ No credible source; quote is fake.
XRP can make you a millionaire in 90 days	❌ Not supported by price math or expert forecasts.
Tom Lee is bullish on crypto	✔️ True, but not specifically about XRP in this context.

Conclusion

Claim	Tom Lee said, “XRP could create millionaires in the next 90 days
Verdict	❌ False
Fact-Check by Coinpedia	As per Coinpedia’s research and review of official sources, there is no reliable evidence that Tom Lee ever made this statement. The claim is based on viral misinformation, not fact. Becoming a millionaire with XRP in 90 days is not supported by current prices or realistic forecasts