XRP, one of the top five crypto assets known for its role in cross-border payments, is drawing increased attention as institutional adoption grows and its long-standing legal battle nears a conclusion.
Since President Trump took office, Ripple XRP has gained significant traction, fueled by rising on-chain activity, bullish market sentiment, and increasing speculation around a potential XRP ETF Approval in 2025.
With these developments in play, XRP price prediction is becoming a major focus for investors. Can XRP reach $100? Is a $500 target realistic in the long term?
This article dives deep into XRP price prediction for 2025 and beyond through 2030.
With regulatory clarity from the SEC case and Ripple accelerating its expansion, we at CoinPedia are optimistic about the XRP forecast. We expect the XRP coin price to reach $5.81 in 2025.
| Year | Potential Low | Potential Average | Potential High |
| 2025 | $2.3 | $4.89 | $5.81 |
| Cryptocurrency | XRP |
| Token | XRP |
| Price | $ 2.17835563 |
| Market cap | $ 128,535,064,787.22 |
| Circulating Supply | 59,005,546,715.00 |
| Trading Volume | $ 2,943,372,699.2865 |
| All-time high | $3.84 Jan 04, 2018 |
| All-time low | $0.002802 Jul 07, 2014 |
In H1 2025, the XRP price action shifted from a decline to a consolidation phase. In Q2, after testing the upper boundary of a multi-month descending wedge at $2.65 in mid-May, it fell to hold above a key swing low support at $2.10. The upside potential has been limited due to worsening geopolitical conditions.
Many anticipated a catalyst on June 16th with a favorable lawsuit update, but it resulted in a 60-day pause in appeals. On June 17th, the SEC delayed Franklin Templeton’s XRP spot ETF amid geopolitical tensions. The U.S. bombing of Iranian nuclear sites during the third weekend of June shook market sentiment completely XRP dipping to $1.94, but a ceasefire in the fourth week helped the market rebound.
On June 24th onwards, XRP climbed from $1.94, rising over 12% after the ceasefire announcement, turning it into a short-term battle. The fourth week was full of bullish developments, as Ripple’s CEO announced on June 28th that they would drop the cross-appeal against the SEC. Experts now expect, if the SEC also drops its appeal, it would formally conclude a four-year conflict.
Investor sentiment has improved, showing less panic in short-term among traders. A strong “buy-the-dip” mentality has emerged amid the chaos. Nate Geraci, president of The ETF Store, called Ripple’s recent decision a turning point, increasing the odds for XRP ETF approval, with BlackRock potentially entering soon.
The sentiment has changed but XRP to rally, it must break past the short-term EMA crossover and reclaim the key $2.40 resistance. This could trigger a rally toward $2.80, with a chance to retest the all-time high of $3.40 later in July.
However, momentum relies heavily on rising volume, similar to the spike seen from April to mid-May. In June, an increase in whale transactions (over $1 million) contributed to higher exchange outflows. The volume is currently testing a declining trendline; if it spikes and breaches this line, a significant move could follow.
Conversely, if no strong catalyst emerges, a flash crash could occur. Additionally, if the ceasefire breaks, selling pressure could increase, pushing XRP’s price down. A bearish crossover between the 20-day and 50-day EMAs remains active.
If selling pressure continues and XRP breaks below the $2.10 support, which aligns with the 200-day EMA, the price could decline to $1.88 or even $1.63.
| Year | Potential Low | Potential Average | Potential High |
| June 2025 | $1.7 | $2.45 | $3.40 |
If XRP successfully breaks its all-time high of $3.40 in May 2025—a major supply zone on the chart—it could realistically target $5 by year-end, fueled by growing optimism from banks, institutions, and potential ETF support.
Ripple’s stablecoin, RLUSD, is now integrated into its cross-border payments system, Ripple Payments, further strengthening its position in global finance.
Notably, institutional dominance is evident, with the top 100 addresses holding 70% of the circulating supply, positioning XRP as the third-largest cryptocurrency by market cap at $138 billion.
| Year | Potential Low | Potential Average | Potential High |
| 2025 | $2.05 | $3.45 | $5.05 |
| Year | Potential Low ($) | Potential Average ($) | Potential High ($) |
| 2026 | 5.50 | 6.25 | 8.50 |
| 2027 | 7.00 | 9.0 | 13.25 |
| 2028 | 11.25 | 13.75 | 16.00 |
| 2029 | 14.25 | 16.50 | 21.50 |
| 2030 | 17.00 | 19.75 | 26.50 |
XRP cost will likely witness strong growth in 2026. There is a possibility that XRP can break through the $8.50 level and hold the price by the end of 2026. The minimum price of XRP will be around $5.50, with an average trading price of $6.25.
By 2027, market analysts and experts predict that XRP coin price will range between $7.00 to $13.25. XRP price might record an average level of $9.00.
As per our XRP price prediction 2028, Ripple could increase its use cases. We expect the XRP future price to range between $11.25 to $16.00. The average trading price of Ripple could be around $13.75.
Partnerships with multiple governments and wider adoption might strengthen XRP’s price in 2029. The price of XRP might record a trading range between $14.25 to $21.50, with an average price of $16.50.
The XRP prediction 2030 depends on Ripple’s ability to expand its offerings across the crypto market. If everything remains positive, the Ripple coin price could scale between $17.00 to $26.50. With that price range, the average tag could be $19.75.
Based on historic price sentiments and XRP’s rising popularity, here are the XRP future price projections for 2031, 2032, 2033, 2040, and 2050.
| Year | Potential Low ($) | Potential Average ($) | Potential High ($) |
| 2031 | 25.00 | 29.50 | 35.25 |
| 2032 | 31.50 | 36.75 | 41.25 |
| 2033 | 35.75 | 42.25 | 47.75 |
| 2040 | 97.50 | 135.50 | 179.00 |
| 2050 | 219.25 | 331.50 | 526.00 |
| Firm Name | 2025 | 2026 | 2030 |
| Changelly | $2.05 | $3.49 | $17.76 |
| Coincodex | $2.38 | $1.83 | $1.66 |
| Binance | $2.16 | $2.27 | $2.76 |
| Name | Target |
| Standard Chartered | $5.50 |
| Sistine Research | $33 to $50 |
Yes, XRP is still a good investment for those with a long-term view. With the Ripple vs. SEC lawsuit nearing settlement, increasing institutional interest, and rising on-chain activity, XRP’s fundamentals remain strong. The integration of RLUSD and potential ETF listings further boosts its utility and market potential.
While short-term volatility may persist, XRP price prediction models point to significant upside. If regulatory clarity continues, XRP could be well-positioned to reach ambitious targets like $100—or even higher—in the coming years.
XRP could reach up to $5.81 in 2025, supported by institutional demand and Ripple’s growing global adoption.
By 2030, XRP is forecasted to trade between $17.00 and $26.50, depending on market trends and adoption rates.
XRP could trade between $97.50 and $179.00 in 2040 if utility grows and crypto becomes widely accepted globally.
Yes, XRP remains a promising 2025 investment due to strong fundamentals, stablecoin use, and potential ETF listings.
The price predictions in this article are based on the author's personal analysis and opinions. CoinPedia does not endorse or guarantee these views. Investors should conduct independent research before making any financial decisions.
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