XRP Price Prediction October 2025: ETF Catalysts Could Push XRP From $2.80 to $5

XRP is once again stealing the spotlight as speculation around spot XRP ETFs intensifies. With the U.S. SEC streamlining crypto ETF approvals and multiple decisions due in October 2025, investors are closely watching XRP’s price behavior. Despite market-wide volatility that dragged Bitcoin and Ethereum are lower, but XRP price has managed to hold its ground, trading around $2.88 with inflows continuing into XRP-based investment vehicles.

But what’s really driving XRP’s resilience—and how could ETFs reshape the trajectory in the coming weeks?

ETF Hype Heating Up

• Six spot XRP ETF decisions are lined up between Oct 18 and 25 (Grayscale, Bitwise, 21Shares, WisdomTree, etc.).

• Prediction markets now price in >99% odds that at least some XRP ETFs will be approved this year.

• The SEC has already dropped delay notices, and the REX-Osprey XRP ETF is live in the U.S., signaling the door is open.

Impact on Price: The ETF narrative is fueling optimism that institutional demand will surge. If approvals hit in October, XRP could see a supply squeeze, as ETF issuers must buy XRP directly from the market. This sets the stage for a bullish price breakout.

Inflows Into XRP Funds

• CoinShares data shows $93M in inflows into XRP investment products last week, while Bitcoin and Ethereum ETFs saw over $1.1B in outflows.

• XRP is now one of the few major assets still attracting fresh capital.

Impact on Price: Consistent inflows signal growing investor confidence and increase buying pressure, offsetting broader crypto weakness.

Whale Accumulation

• Reports show 120M XRP accumulated by whales in the last three days.

• Such accumulation typically signals that large players are positioning ahead of a major move (ETF approval speculation).

Impact on Price: Whale activity reduces circulating supply and strengthens support levels. This accumulation near $2.80 suggests whales expect a positive catalyst soon.

XRP Price Analysis for October 2025

Regardless of the multiple failed attempts, the XRP Army appears to be poised to push the price above the pivotal resistance. The token has been on a parabolic trajectory, but in the opposite direction, which may be cause for concern. Furthermore, the current price action indicates the formation of the cup and handle pattern with the neckline around $3.02. However, the buying pressure seems to be fading, which could prevent the bulls from securing above this range. 

XRP is trading near $2.87, consolidating within a rising channel after reclaiming the $2.75 support. The MACD shows mild bullish momentum, while the Stoch RSI is cooling from overbought, hinting at short-term consolidation. Resistance lies at $2.95–$3.02; a breakout could target $3.60–$3.62 in October. Failure to clear this zone risks a pullback to $2.75, with a breakdown extending losses toward $2.40. Overall, XRP’s trend remains cautiously bullish ahead of key ETF-driven catalysts.

Will XRP Price Reach $5 in October 2025?

Reaching $5 in October 2025 will largely depend on the outcome of the upcoming SEC XRP ETF rulings. Technically, XRP shows strength above $2.75 and could rally toward $3.60–$3.62 if bullish momentum continues. However, breaking $5 would require a confirmed ETF approval with significant institutional inflows and sustained whale accumulation. While a sharp move toward $4–$4.20 is realistic under favorable conditions, $5 looks ambitious in the near term unless ETF-driven demand sparks an exceptional supply squeeze.