AI agents can now pay for services using XRP and RLUSD on the XRP Ledger, thanks to the x402 facilitator going live. The integration, announced by t54.ai, removes the need for API keys or accounts. This makes XRPL the latest chain to support machine-native payments alongside Coinbase and BNB Chain.
The x402 standard works like this: when an AI agent requests a resource, the server responds with HTTP 402 “Payment Required.” The agent pays instantly, and the transaction settles on-chain through the XRP Ledger.
Coinbase originally launched x402 in May 2025 as an open standard for internet-native payments. It allows agents to pay per request, with volume settling directly on whichever blockchain supports it. XRPL now joins that list.
Also Read: Why Is XRP Price Outperforming Bitcoin After the 2026 Crypto Crash?
The same week, Ctrl Alt and the Dubai Land Department (DLD) launched Phase Two of their Real Estate Tokenization Project on February 20. During the pilot, 10 properties were tokenized, representing over $5 million (AED 18.5 million) in value. Around 7.8 million tokens from that phase are now eligible for resale in a controlled secondary market.
All transactions in this phase run on the XRP Ledger and are secured by Ripple Custody.
Ripple’s Managing Director for the Middle East and Africa, Reece Merrick, called the launch “massive” for real-world asset adoption in Dubai.
Dubai’s push into digital assets is accelerating. The Dubai Financial Services Authority (DFSA) recently defined stablecoins as “fiat crypto tokens.” Over 65% of UAE citizens currently own crypto, and more than 1,800 crypto companies now operate in the region.
Ctrl Alt is also working with Billiton to tokenize $280 million worth of diamonds on the XRP Ledger, expanding the chain’s real-world asset pipeline beyond property.
XRP is currently trading near $1.40, with a market cap of around $85.72 billion.
x402 allows AI agents to pay per request, settling instantly on XRPL without API keys or accounts.
Agents receive HTTP 402 “Payment Required,” pay the requested amount, and the transaction settles on-chain instantly.
XRPL now lets AI agents pay natively for digital services, joining Coinbase and BNB Chain in supporting automated payments.
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