XRP Lawsuit Update: Will Ripple Settle with the SEC Privately?

With the Trump administration creating a more crypto-friendly environment, the XRP community is watching closely to see how the SEC will handle Ripple’s long-running lawsuit. Some believe the case is almost over, while others think there’s still a long wait ahead.

Could the SEC and Ripple Settle Behind Closed Doors?

Crypto legal expert Jeremy Hogan has made a bold prediction: the SEC and Ripple might settle the lawsuit privately. If this happens, there would be no court battles, no appeals, and no further delays—just long-awaited clarity for Ripple and XRP. This could be a turning point, making it easier for banks and financial institutions to use XRP without legal concerns.

Crypto analyst X Finance Bull supports Hogan’s view, saying that once the lawsuit is resolved, XRP’s real value will finally be unlocked. He pointed out that XRP is already outperforming Bitcoin and Ethereum in key areas. If clear regulations come soon, he believes XRP could see a major price rally.

His advice to holders? Stay patient—the rewards could be huge.

Not Everyone Is Convinced

Not everyone agrees that a settlement is happening soon. Crypto commentator Steven Hausser says nothing significant will change until former SEC commissioner Paul Atkins joins discussions in May or June. He believes regulatory clarity must come first before XRP can truly take off.

Still, Hausser is optimistic about XRP’s future. He predicts price gains in spring and summer, more growth in the fall, and a possible surge to $6–$8 by 2026. X Finance Bull agrees, saying patient XRP holders will benefit the most when regulations are in place.

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Is XRP a Commodity? The SEC Might Decide Soon

In another twist, the SEC is reportedly considering classifying XRP as a commodity. Crypto journalist Eleanor Terrett, citing anonymous sources, says the lawsuit is nearing its conclusion.

This case started back in 2020, and in 2023, Judge Analisa Torres ruled that Ripple’s open-market sales of XRP weren’t securities, going against the SEC’s claims. However, she did agree with the SEC that Ripple’s direct sales to big investors were securities.

Ripple’s legal team is still fighting to reduce a $125 million fine, which is causing more delays. Meanwhile, Fox Business reporter Charles Gasparino confirmed that the SEC is actively discussing XRP’s status.

What Happens Next?

If XRP is officially labeled a commodity, it could clear the way for bigger adoption and finally end the legal drama. With the SEC dropping other crypto cases and the Trump administration pushing for friendlier regulations, the timing couldn’t be more interesting.

Right now, XRP is trading at $2.24, down 14% this week. But if a breakthrough happens, the token could be in for a major price surge.

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