News View Non-AMP

Is XRP a Good Investment Right Now?

Published by
Mustafa Mulla

XRP, the native cryptocurrency of Ripple’s payment network, has been drawing significant attention for its price swings lately. As of June 20, 2025, XRP is trading at about $2.15, a massive jump of over 334% from $0.49 a year ago. 

But is XRP a good investment right now? 

Let’s break down the facts, recent trends, and what experts are predicting.

XRP Holds Steady Despite Concerns

Over the past few years, XRP’s price growth was held back by its legal battle with the U.S. Securities and Exchange Commission (SEC), but its recent performance has been mixed. 

In March 2025, the price dropped by 2.56%, followed by a 4.84% gain in April, and a slight dip of 0.78% in May. Meanwhile, in June, XRP has been mostly flat, with prices hovering around $2.17. This shows that it’s in a consolidation phase, waiting for the next big push.

However, on-chain activity is low, with active wallets dropping from 100,000 to under 20,000 since December. This shows many are holding, not using XRP — a concern for long-term utility.

Key Factors to Watch

Several factors influence whether XRP is a good investment:

Regulatory Clarity: The ongoing settlement talks between Ripple and the SEC have helped reduce legal uncertainty, now, all eyes are on August 15

XRP ETF Approval: The key catalyst for XRP ETF approval is its security status. Despite this, Polymarket predicts a 89% chance the XRP ETF to get approved by the end of 2025.

Institutional Adoption: Ripple’s partnerships with banks and payment networks are crucial. Currently, XRP is being used in real-world payments, boosting demand. It’s now linked with Thor Chain, UAE banks like Xand Bank and Momo, and tokenized real estate. 

Ripple has also acquired big firms like Metaco and Hidden Road, which handle $3 trillion yearly.

Expert Predictions: XRP Price Eying $14

Although crypto analyst Mikybull Crypto says XRP’s current pattern mirrors 2017. Back then, XRP stayed flat for months before soaring 1,300% to $3.38. If the same happens now, XRP could jump from $2.19 to around $14, signaling a big rally ahead.

Despite the optimism, XRP’s price is still volatile. Analysts say if adoption slows or rules get stricter, it could drop or stay flat around $1.80 to $2.

FAQs

What price will XRP reach in 2025?

XRP could reach up to $5.81 in 2025, supported by institutional demand and Ripple’s growing global adoption.

What is the XRP price prediction for 2030?

By 2030, XRP is forecasted to trade between $17.00 and $26.50, depending on market trends and adoption rates.

Where will XRP be in 2040?

XRP could trade between $97.50 and $179.00 in 2040 if utility grows and crypto becomes widely accepted globally.

Mustafa Mulla

Mustafa has been writing about Blockchain and crypto since many years. He has previous trading experience and has been working in the Fintech industry since 2017.

Trust with CoinPedia:

CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.

Investment Disclaimer:

All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.

Sponsored and Advertisements:

Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.

Recent Posts

Ethereum Price Could Reach $60,000, Says Tom Lee as ‘New Wall Street’ Vision Emerges

Ethereum may be on track to reach $60,000 in the next few years, according to…

October 3, 2025

Top 3 Crypto Picks for a 10x Return Before 2026

Investors searching for 10x returns before 2026 need to balance ambition with realism. Many of…

October 3, 2025

What’s the Best Crypto to Buy Post ETH Success, A Penny Coin Races Toward $1 Faster Than XRP

Ethereum (ETH)’s success story continues to inspire traders across the market. For years, ETH has…

October 3, 2025

Walmart-Owned Fintech Firm OnePay To Offer Crypto Trading and Custody Features

Cryptocurrency is steadily gaining ground in the U.S., with more people and businesses exploring digital…

October 3, 2025

Could Trump’s Tariffs Lead to $2,000 Payouts for Americans?

President Donald Trump has floated a proposal that could change the way Americans benefit from…

October 3, 2025

Coinbase Partners With Samsung

Coinbase has partnered with Samsung to integrate crypto trading directly into the Samsung Wallet app…

October 3, 2025