News View Non-AMP

ChatGPT XRP Price Prediction: Big Surge Coming?

Published by
Vignesh S G and Sohrab Khawas

XRP Price has been trading sideways since falling from its January peak, but many analysts believe a massive breakout is imminent. The token is currently priced at $2.17, up 1.5% over the past seven days, sparking renewed interest among crypto traders.

Now, a new AI-powered forecast suggests that Ripple’s growing global partnerships could supercharge XRP’s price—potentially sending it to $20, $42, or even $135.

ChatGPT Predicts Bullish XRP Scenario Amid CBDC Adoption

According to a ChatGPT-powered analysis, Ripple’s expanding role in global finance—especially its work with central banks—could significantly boost XRP’s utility and value. The AI model projected several bullish price targets based on real-world adoption:

  • $20.38 if XRP captures 20–30% of global cross-border payments
  • $42.46 if used for settlements across G20 banking systems
  • $84.93 if adopted as a reserve or clearing asset by central banks
  • $135.88 if XRP scales for both CBDC and private sector payments

XRP Outperforms BTC and ETH: Still Undervalued?

With a market cap of $127.8 billion, XRP is the third-largest non-stablecoin cryptocurrency, trailing only Bitcoin and Ethereum. Over the past year, XRP has soared by 335.6%, outperforming both BTC (61.2%) and ETH (-28.7%).

Despite this massive rally, many experts argue that XRP remains undervalued, citing its real-world utility in cross-border payments and increasing institutional adoption.

Ripple’s CBDC Strategy: A Game-Changer?

Ripple is collaborating with central banks worldwide—including those of Bhutan, Palau, Montenegro, Georgia, and Colombia—to launch Central Bank Digital Currencies (CBDCs) using its Ripple CBDC Platform.

James Wallis, Ripple’s VP of Central Bank Engagement & CBDCs, stated:

“As a trusted partner to several central banks, we believe this platform will help solve problems for many central banks and governments who are devising plans for CBDC implementations.”

Ripple’s proactive engagement with G20 initiatives, BIS task forces, and industry leaders like SWIFT and Mastercard positions XRP as a key player in the future of finance.

Can XRP Replace SWIFT for Cross-Border Payments?

Ripple CEO Brad Garlinghouse recently claimed that XRP could handle 14% of SWIFT’s volume within five years. While XRP is already used by select institutions for faster and cheaper transactions, its market share is still in early stages.

However, if this projection becomes reality, XRP could see exponential price growth, driven by real-world demand for efficient cross-border settlements.

Final Thoughts: Is $135 XRP Possible?

With Ripple’s global partnerships, increasing traction in the CBDC space, and strategic alliances with key financial institutions, XRP could be heading toward a major utility-driven rally.As ChatGPT’s forecast outlines, the next bull run for XRP may not just be driven by speculation—but by mass adoption in the global payment infrastructure.

Vignesh S G and Sohrab Khawas

Vignesh is a young journalist with a decade of experience. A proud alumnus of IIJNM, Bengaluru, he spent six years as a Sub-Editor for a leading business magazine, published from Kerala. His interest in futuristic technologies took him to a US-based software company specialising in Web3, Blockchain and AI. This stint inspired him to view the future of journalism through the lens of next generation technologies. Now, he covers the crypto scene for Coinpedia, uncovering a vibrant new world where technology and journalism converge.

Trust with CoinPedia:

CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.

Investment Disclaimer:

All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.

Sponsored and Advertisements:

Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.

Recent Posts

Chainlink Reserve Adds 89,079 LINK Today—Here’s What It Means for LINK Price Rally

The crypto market is moving cautiously today as investors weigh mixed signals from macro trends,…

November 27, 2025

Charles Hoskinson Reveals When Altcoins Like ADA, XRP and ETH Will Hit New All-Time Highs

Is the crypto market preparing for a historic bull run or sliding toward a painful…

November 27, 2025

Why Are Bitcoin, Ethereum and XRP Prices Going Up Today?

The crypto market is waking up again, and the signs are finally pointing in one…

November 27, 2025

Analysts Favor GeeFi (GEE) Over Solana (SOL) for 2026, Predicting Over 3900% ROI

Solana is currently a major focus in the crypto market, thanks to strong institutional interest…

November 27, 2025

Buy the Fear – 3 High-Potential Altcoin to Buy at Massive Discount: SHIB, HYPE, and Digitap

With discounts flying as the crypto market nosedived, “buying the fear” may turn out to…

November 27, 2025

More Investors Are Turning to SolStaking as Market Volatility Returns

The crypto market is experiencing another wave of sharp volatility after a rapid correction erased…

November 27, 2025