Following the regulatory clarity of XRP, institutions and banking giants rushed to get their hands on XRP. And what’s more stable than an ETF?
In a recent investment disclosure, Bank of America has shown its exposure in XRP through investment in an XRP exchange-traded fund (ETF). This shows that the bank continued to deepen its partnership with Ripple, exploring cross-border payments and RLUSD stablecoin.
As per the latest U.S. SEC filing, Bank of America holds around 13,000 shares of the Volatility Shares XRP ETF, with a total value of about $224,640. While this investment is small compared to the bank’s overall portfolio, it is still an important step toward institutional crypto adoption.
What makes this move more interesting is that Bank of America recently expanded its crypto-related services. On January 5, 2026, the bank allowed its wealth advisors to begin recommending crypto ETFs to clients for the first time.
This move follows Bank of America’s shift in strategy, where Bank of America started supporting limited crypto exposure of up to 1–4% in client portfolios, mainly through regulated investment products like ETFs.
Rising institutional demand for XRP ETFs is a key trend in the market. U.S. spot XRP ETFs have seen strong inflows and rapid growth since their launch, putting them on track to near $1.20 billion in assets under management (AUM) in a short period.
In fact, XRP ETF products have recorded extended streaks of inflows as demand from pension funds, asset managers, and advisory firms increases.
On 3 feb XRP ETF recorded an inflow of $19.46 million.
Even with strong institutional activity, the XRP price has remained weak. As of now, XRP is trading around $1.59, reflecting a drop of about 1%.
Perhaps, Cryptoquant data shows that the XRP exchange supply on Binance has been shrinking. From early 2025, the exchange stayed relatively stable around 2.7% – 3.1%.
This suggests holders are moving XRP to private wallets instead of selling, which indicates accumulation and potentially reduced selling pressure.
Institutions invest in XRP ETFs for regulated crypto exposure, portfolio diversification, and to participate in Ripple’s cross-border payment network.
Despite strong ETF inflows, XRP trades around $1.59, showing little change as accumulation suggests reduced selling pressure.
XRP ETFs offer regulated crypto exposure, limiting risk to 1–4% of a portfolio, making them a safer option for wealth advisors and investors.
CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.
All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.
Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.
Ethereum price is trading under pressure as on-chain data flashes a historically sensitive signal. In…
Economist Peter Schiff criticized former President Trump’s push for U.S. dominance in Bitcoin and digital…
The early weeks of 2026 have delivered a harsh reality check to the crypto industry.…
As Q2 2026 approaches, investors are moving their focus toward protocols that aim to solve…
Swiss banking giant UBS Group AG, which manages around $6.9 trillion in assets, is planning to…
The XRP Ledger has taken a major step toward regulated blockchain adoption with the activation…
