XRP is staging a quiet comeback after the recent market dip, buoyed by Ripple’s headline-grabbing Chipper Cash partnership, a reported $10 billion offer for USDC issuer Circle, and whispers of an XRP ETF.
Add Ripple’s $25 million RLUSD pledge to U.S. schools, and it is clear fresh capital is on its way to the XRP Ledger (XRPL), that capital needs yield, and Xpfinance is positioning itself as the place to earn it.
Today, 8 May 2025 at 16:00 UTC, Xpfinance kicks off a limited-time presale for $XPF, the utility token powering XRPL’s first fully non-custodial lending and borrowing protocol.
Researchers believe 10 % of the 60 million presale allocation could be gone within 48 hours, citing early whale activity and fast-growing community metrics as more than 150 members have already piled into Xpfinance’s Telegram before a single token is sold.
First-Mover Advantage: Xpfinance brings tried-and-tested DeFi lending to XRPL for the first time.
Every loan, repayment, and liquidation executes on-chain in seconds, eliminating the custody and transparency risks that plague centralized “earn” platforms.
Real Utility, Real Yield: Holders who stake $XPF receive a share of protocol fees paid directly in XRP, benefit from lower borrowing rates, and steer the roadmap through on-chain votes.
Scarcity Baked In: $XPF is hard-capped at 200 million tokens. Thirty percent (60 million) is on offer tomorrow; the rest is locked into community incentives, liquidity, and long-vested team allocations, no surprise minting down the road.
Immediate Price Catalyst: After the presale closes, $XPF lists on Magnetic and XP Market at a target price about 30 % higher than the presale level, giving early buyers instant upside and deep liquidity from day one.
Network Effects Favor Early Liquidity: DeFi history shows the first lending market on any chain tends to capture sticky total value locked (TVL). Securing a position early means enjoying fee share as volume compounds.
Analysts expect the first 6 million tokens (10 % of the hard cap) to be subscribed within two days, so hesitation could mean paying more on the open market.
Buy XRP on Coinbase, Binance, Bybit, or any leading exchange.
Transfer XRP to a self-custody XRPL wallet (Xaman, XUMM, or Ledger).
At 16:00 UTC, visit the official presale portal shared on X (@xpfinancexrp) and Telegram, then send your contribution to the presale address.
Set an $XPF trustline; tokens airdrop automatically to your wallet when the sale ends.
No complex KYC hoops, just a straightforward on-chain contribution at the best price $XPF will ever see.
With Ripple courting institutions through potential ETFs and global payment rails, a native, trust-minimized money market becomes critical infrastructure.
Xpfinance is ready to capture that demand, and the presale offers the only chance to enter below market listing levels.
Follow @xpfinancexrp on X, jump into the Telegram hub at t.me/xpfinancexrp, and set a reminder for 16:00 UTC.
If analyst projections hold, tomorrow’s window could close faster than anyone expects.
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