XRP, one of the top five crypto assets, is gaining renewed traction as institutional adoption expands and its prolonged legal standoff nears resolution. Since President Trump returned to office, XRP has seen a surge in on-chain activity, bullish investor sentiment, and increasing chatter around a possible XRP ETF approval.
In July 2025, XRP marked a new all-time high of $3.66, coinciding with the launch of the ProShares Ultra XRP ETF, which is a milestone that further fueled optimism. With more asset managers eyeing approval and institutional capital flowing in, investors are now closely watching where XRP could head next in this evolving market landscape.
With these developments in play, XRP price prediction is becoming a major focus for investors. Can XRP reach $100? Is a $500 target realistic in the long term?
This article dives deep into XRP price prediction for 2025 and beyond through 2030.
With regulatory clarity from the SEC case and Ripple accelerating its expansion, we at CoinPedia are optimistic about the XRP forecast. We expect the XRP coin price to reach $5.81 in 2025.
| Year | Potential Low | Potential Average | Potential High |
| 2025 | $2.3 | $4.89 | $5.81 |
| Cryptocurrency | XRP |
| Token | XRP |
| Price | $ 3.43963595 |
| Market cap | $ 203,565,188,122.39 |
| Circulating Supply | 59,182,189,917.00 |
| Trading Volume | $ 10,295,323,825.8477 |
| All-time high | $3.84 Jan 04, 2018 |
| All-time low | $0.002802 Jul 07, 2014 |
In the first half of 2025, the XRP price movement transitioned from a period of decline into a phase of consolidation. In Q2, XRP tested the upper boundary of a multi-month descending wedge at $2.65 around mid-May.
However, it failed to hold above a crucial swing low support near $2.10, showing signs of limited upside momentum due to ongoing global tensions at that time.
Investors were optimistic in Q2 about a positive legal catalyst around June 16, expecting a favorable update in the SEC lawsuit. Instead, the court issued a 60-day pause in appeals, leaving market sentiment hanging, which proves less momentum in price action.
Even matters worsened when, in the first half’s last month, precisely on June 17, the SEC postponed the approval of Franklin Templeton’s XRP spot ETF, due to market instability amid geopolitical concerns.
During the third weekend of June, the U.S. even fired airstrikes on Iranian nuclear facilities, shaking the global markets. Even top assets like BTC, ETH, dropped, and XRP was no exception either, as it also dipped sharply to $1.94, as sentiment deteriorated.
However, the announcement of a ceasefire in the fourth week of June helped the market bounce back, including XRP, and moving to July, bullish sentiment is evident in its price action.
Starting June 23rd, the XRP price showed a sharp rebound from its low of $1.94 triggered by a ceasefire news between the US, Israel, and Iran. The bullish sentiment accelerated more on June 28, when Ripple’s CEO announced they were dropping the cross-appeal in the SEC case.
Later, in early July, CLO Stuart Alderoty mentioned that the SEC has also officially ended a four-year legal battle by dropping its appeal against Ripple, too, providing major relief to XRP holders. Nate Geraci, president of The ETF Store, called Ripple’s move a pivotal moment. He even remarked that the odds of BlackRock jumping into XRP also increased.
The ongoing July is filled with positive sentiment that continues to strengthen the XRP price.
The investors have been engaged in a “buy-the-dip” mindset, and investor panic appeared to subside. In July, several more factors joined, like Grayscale added XRP to its Digital Large Cap Fund, and Ripple’s application for a U.S. banking license further boosted confidence and institutional trust in XRP.
More developments that are supporting the ongoing bullish sentiment are due to the third week of July’s events, for instance, Ripple partners with Ctrl Alt and Dubai Land Department for tokenized real estate on XRP Ledger, which has boosted its utility.
The top two major highlights of July is that ProShares launched the first XRP futures ETF on July 18; as a result, the XRP price spiked massively, and other one is that the key crypto bills are passed in the US House of Representatives, including the long-awaited GENIUS Act and CLARITY Act.
This would boost legal clarity to digital assets like XRP, and the recent ETF Debut has increased hopes for other asset managers’ applications filed for spot XRP ETFs to be approved before year-end.
On the chart, the entire rally appears like a breakout from the upper resistance of the falling wedge pattern. The gains that are displayed from June’s third week to when writing is nearly 85%, and the day it breached $2.40 in July second week it surged more than 60%.
This breakout was catalyzed by Bitcoin’s new all-time high of $123,231, which pulled altcoins like XRP upward. XRP has now entered a price discovery with a recent ATH marked at $3.66.
Similarly, from a technical indicators perspective, XRP price golden cross between its 20-day and 50-day EMAs has expanded. The MACD also shows a golden cross between the MACD line and the signal line, with a strong histogram at 0.1178. This indicates strength in bullish momentum, which is evident in AO too, which is at 0.7373.
ncreased exchange outflows, and whale transactions are driving liquidity into the asset.
The Chaikin Money Flow (CMF) indicator has surged to 0.24, up from 0.04 earlier in early july, highlighting growing accumulation and surging money inflow.
However, there are warning signals to consider, which alarm short-term caution with the Relative Strength Index (RSI) at 89, indicating overheated overbought conditions. A short-term pullback or sideways consolidation is likely before the next leg upward.
On the contrary, if XRP price fails to hold the $3.40 support, a retest of $2.95 is possible.
| Year | Potential Low | Potential Average | Potential High |
| June 2025 | $1.95 | $3.00 | $4.00 |
Moreover, XRP has partnered with Wormhole to utilize its phenomenal cross-chain interoperability. Through this road in development, they seek a real-world adoption to boost.
Therefore, consistent developments and crucial partnerships, If XRP manages to break above its all-time high of $3.40 in July 2025, after clearing the high-volume resistance zone at $2.40. Then odds are high that it could realistically target $5 by year-end.
This potential rally would likely be fueled by growing optimism from banks, institutional investors, and the possibility of ETF approval which has highest odds in H2 of 2025.
Adding to the bullish case, Ripple’s stablecoin, RLUSD, is now integrated into its Ripple Payments system, and it is performing well per data from the token terminal. The transfer count has surged from 242 transfer counts to 3.1K transfer counts, holders count surged from 818 to 3.3K, and transfer volume grew from $88 million to $694 million, further solidifying its role in global finance.
Notably, institutional dominance is strong as per coincarp, with the top 100 addresses holding 70% of XRP’s circulating supply, which is positioning XRP as the third-largest cryptocurrency by market capitalization.
| Year | Potential Low | Potential Average | Potential High |
| 2025 | $2.05 | $3.45 | $5.05 |
| Year | Potential Low ($) | Potential Average ($) | Potential High ($) |
| 2026 | 5.50 | 6.25 | 8.50 |
| 2027 | 7.00 | 9.0 | 13.25 |
| 2028 | 11.25 | 13.75 | 16.00 |
| 2029 | 14.25 | 16.50 | 21.50 |
| 2030 | 17.00 | 19.75 | 26.50 |
XRP cost will likely witness strong growth in 2026. There is a possibility that XRP can break through the $8.50 level and hold the price by the end of 2026. The minimum price of XRP will be around $5.50, with an average trading price of $6.25.
By 2027, market analysts and experts predict that XRP coin price will range between $7.00 to $13.25. XRP price might record an average level of $9.00.
As per our XRP price prediction 2028, Ripple could increase its use cases. We expect the XRP future price to range between $11.25 to $16.00. The average trading price of Ripple could be around $13.75.
Partnerships with multiple governments and wider adoption might strengthen XRP’s price in 2029. The price of XRP might record a trading range between $14.25 to $21.50, with an average price of $16.50.
The XRP prediction 2030 depends on Ripple’s ability to expand its offerings across the crypto market. If everything remains positive, the Ripple coin price could scale between $17.00 to $26.50. With that price range, the average tag could be $19.75.
Based on historic price sentiments and XRP’s rising popularity, here are the XRP future price projections for 2031, 2032, 2033, 2040, and 2050.
| Year | Potential Low ($) | Potential Average ($) | Potential High ($) |
| 2031 | 25.00 | 29.50 | 35.25 |
| 2032 | 31.50 | 36.75 | 41.25 |
| 2033 | 35.75 | 42.25 | 47.75 |
| 2040 | 97.50 | 135.50 | 179.00 |
| 2050 | 219.25 | 331.50 | 526.00 |
| Firm Name | 2025 | 2026 | 2030 |
| Changelly | $2.05 | $3.49 | $17.76 |
| Coincodex | $2.38 | $1.83 | $1.66 |
| Binance | $2.16 | $2.27 | $2.76 |
| Name | Target |
| Standard Chartered | $5.50 |
| Sistine Research | $33 to $50 |
Yes, XRP is still a good investment for those with a long-term view. With the Ripple vs. SEC lawsuit nearing settlement, increasing institutional interest, and rising on-chain activity, XRP’s fundamentals remain strong. The integration of RLUSD and potential ETF listings further boosts its utility and market potential.
While short-term volatility may persist, XRP price prediction models point to significant upside. If regulatory clarity continues, XRP could be well-positioned to reach ambitious targets like $100—or even higher—in the coming years.
XRP could reach up to $5.81 in 2025, supported by institutional demand and Ripple’s growing global adoption.
By 2030, XRP is forecasted to trade between $17.00 and $26.50, depending on market trends and adoption rates.
XRP could trade between $97.50 and $179.00 in 2040 if utility grows and crypto becomes widely accepted globally.
Yes, XRP remains a promising 2025 investment due to strong fundamentals, stablecoin use, and potential ETF listings.
The price predictions in this article are based on the author's personal analysis and opinions. CoinPedia does not endorse or guarantee these views. Investors should conduct independent research before making any financial decisions.
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