Which Crypto to Buy in October? Traders Say This Token Could Hit $1 Faster Than Dogecoin (DOGE)

Traders are closely watching which tokens will reach $1 next. Dogecoin (DOGE) has slowed down after its rapid gains, while Mutuum Finance (MUTM) is gaining strong momentum. Its dual lending and borrowing ecosystem, combined with robust presale activity, makes it one of the most promising projects for October. Investors seeking utility-driven growth are turning to projects like MUTM, where protocol design ensures ongoing demand.

Basics of Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is currently in Phase 6 of its presale. Around $17.05 million will have been raised till this stage. The current price is $0.035, and 60% of the 170 million token allocation will have been sold. Over 16,850 holders will have joined since inception, reflecting growing community interest. The next phase will raise the price to $0.04, a 15% increase, signaling urgency for early buyers. 

With a total supply of 4 billion MUTM, the token has been verified through a CertiK audit, including Manual Review and Static Analysis. It received a Token Scan Score of 90.00 and a Skynet Score of 79.00, providing investors with an additional layer of security. Social traction is strong, with more than 12,000 Twitter followers supporting updates and engagement.

The core of Mutuum Finance (MUTM) lies in its dual lending and borrowing protocol. In the Peer-to-Contract market, lenders will deposit major assets like ETH and USDT into liquidity pools. Depositors will receive mtTokens, which will represent their share and accrue interest over time. These mtTokens will also serve as collateral for borrowers seeking liquidity. In the Peer-to-Peer market, users will access loans against higher-risk or less-liquid tokens. This dual mechanism will create transactional activity and recurring demand, tying MUTM token usage directly to platform operations.

Growth Drivers To Reach $1

The upcoming beta launch will become the first major driver of investor interest. Users will test collateralized borrowing, liquidation bots, and staking mechanisms before the official token listing. Early participation will allow investors to experience platform functionality firsthand, generating confidence in the protocol’s usability and security. 

Layer-2 integration will follow, drastically lowering gas fees and accelerating transaction speed. This will make Mutuum Finance (MUTM) far more practical than many existing Layer-1 DeFi protocols, opening access to a broader audience and encouraging frequent use.

Mutuum Finance (MUTM) will implement a buy-and-distribute system. Revenue from borrowing and lending will be used to repurchase MUTM from the open market and distribute it to mtToken stakers. This mechanism will create recurring buy pressure, linking token demand directly to platform activity. Investors staking mtTokens will earn continuous rewards, increasing both liquidity and long-term participation incentives.

The live investor dashboard is already there providing real-time insights into holdings and projected ROI. A Top 50 leaderboard spotlights large contributors, rewarding them with additional MUTM tokens. This gamified feature will create friendly competition and enhance engagement, drawing attention to the protocol and encouraging active community participation.

Clean Roadmap and Sepolia Testnet

The roadmap for Mutuum Finance (MUTM) outlines a clear path toward adoption and increased exposure. Recently announced, Sepolia Testnet in Q4 2025 will allow full interaction with liquidity pools, mtTokens, and liquidation bots. Users will be able to lend/borrow and use USDT and ETH as collateral

The beta launch will follow expectedly at a token live event, giving early users practical experience before public listings. Subsequent phases will include stablecoin development, live platform launch, and listings on major exchanges such as Coinbase. Each step will expand visibility, transaction volume, and investor confidence, establishing MUTM as a leading DeFi contender.

Time is critical since Phase 6 is already 60% complete, and the next phase will increase the price by 15% to $0.04. Early buyers will secure the last discounted entry and will benefit from quick 15% gain. While crypto prices today fluctuate and the crypto fear and greed index reflects mixed sentiment, Mutuum Finance (MUTM) will stand out for its functional ecosystem, Layer-2 efficiency, and strategic roadmap. Investors seeking a high-utility token with strong upside will find this presale window essential for positioning before broader exchange exposure begins.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance