XRP Stalls Near $2.05 While Digitap ($TAP) Visa Deal Positions It As Best Compliance-Backed Crypto Presale For 2026

The Federal Reserve’s latest 25-basis-point rate cut briefly lifted market sentiment, yet the updated dot plot signaled inflation staying above target until 2028, and that shift triggered immediate pullbacks across major altcoins. 

While traders move cautiously between established assets in search of stability, attention is increasingly turning toward early-stage performers such asDigitap ($TAP), which is rapidly emerging as one of the best crypto presales and a top crypto to buy now thanks to its banking-grade compliance, Visa-ready infrastructure, and accelerating demand. 

This momentum is building at the perfect moment, as Digitap’s 12 Days of Christmas campaign introduces a festive countdown of twice-daily rewards that keeps investor engagement high and turns the presale into a celebration rather than just another market phase.

MACD Weakness And SMA Drop Put XRP’s Trend Under Pressure

XRP spent the previous session testing the $2.05 resistance level before a sharp reversal followed the Fed’s projection shift. Markets priced in slower-than-expected easing, flattening bullish momentum across large-caps.

On the chart, XRP currently trades around $2.03, firmly below its 100-hour SMA, while MACD signals remain in declining territory — a structure often seen during trend-fatigue phases.

The MACD histogram is printing shallow red bars, showing weakening buyer conviction. The signal line remains above the MACD line, suggesting continued short-term downside pressure unless XRP can push above the $2.05 threshold. 

Resistance layers at $2.07 and $2.10 remain unbroken, reinforcing the narrative that XRP is losing traction in the near term while traders hunt for crypto to buy now that offer higher growth multipliers.This slowing trajectory strengthens the comparison case: as XRP consolidates at multi-year highs, its upside potential naturally compresses. Conversely, early-stage entrants like Digitap are still at the beginning of their value curve, offering higher ROI asymmetry, particularly for investors seeking altcoins to buy ahead of 2026.

How Digitap Blends Payments, Banking, And Its Holiday Incentives

Digitap is engineered around a core value proposition: a unified financial hub where users control fiat and crypto seamlessly. Unlike traditional banks that silo currencies and restrict movement, Digitap accounts allow instant switching between crypto and over 20 supported fiat currencies with 100+ crypto assets integrated into one platform. 

Digitap’s Visa-backed global payment network brings real-world functionality into the crypto space, allowing users to spend, convert, and move money instantly across borders. This makes $TAP far more than a typical utility token. It is the underlying engine of a digital banking ecosystem built with compliance, security, and everyday usability at its core.

To carry that momentum forward, Digitap introduced its 12 Days of Christmas event — a simple, festive countdown meant to thank its growing community and help drive more interest in the presale. 

Each day, users can log into their dashboard and discover a new mix of bonuses and seasonal rewards. The rotating offers give people a reason to check back in and add a bit of excitement as each new reveal goes live.

• Two new gifts every 12 hours: Morning and evening drops introduce fresh bonuses, upgrades, or seasonal perks to keep excitement high.
• Limited-time or limited-slot offers: Many rewards expire quickly or run out once the quota is filled, prompting fast action and consistent user returns.
• Instant reward activation: Once a gift is claimed, the associated benefits are immediately secured and applied according to the offer details.

This campaign transforms the presale into an interactive daily experience, adding momentum at a time when wider markets remain cautious and giving investors a structured reason to revisit Digitap multiple times per day.

$TAP’s Next Price Jump — What The 98% Sellout Means For Investors Looking for the Best Crypto to Buy

Digitap’s presale is nearing completion with over 98% sold at $0.0371, rising next to $0.0383. The move from its early starting price to today’s level reflects steady demand, and the upcoming increase narrows the entry window. At this stage, the presale is advancing faster than expected as holiday momentum builds.

At $0.0371, the projected $0.14 listing price offers more than +250% potential, or roughly 3x. Such upside is not achievable for large-caps like XRP, which require heavy inflows to move meaningfully. This ROI profile continues to push Digitap toward the best crypto to buy now category.

The project is also approaching 150 million tokens sold, a milestone that reinforces strong traction in a cautious market, strengthened further by the Christmas campaign that drives twice-daily engagement and sharp increases in participation. Even in a bear-leaning environment, demand continues to rise.

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

What Digitap’s Utility And Presale Pace Signal For Next Year

As XRP consolidates around $2.05 and faces macro-driven headwinds, Digitap offers a fundamentally different growth equation. XRP remains a mature asset requiring large capital inflows to break higher, whereas Digitap enters 2026 with a fixed supply, deflationary tokenomics, real banking utility, Visa-enabled payments, and a fast-moving presale approaching full completion.

If the trend continues, Digitap’s compliance-aligned model and expanding utility layer position $TAP as one of the most compelling altcoins to buy before the next major market cycle begins.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app  

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway