News View Non-AMP

XRP Price Prediction Today As Ripple Hits New ATH

Published by
Anjali Belgaumkar and Qadir AK

XRP jumped to $3.62, crossing its recent peak of $3.40, after the U.S. House of Representatives passed three major crypto bills, including the Genius Act. The bill is set to bring clear rules for digital assets and will now head to Donald Trump for final approval. 

XRP price has officially broken past its previous all-time high of $3.40, hitting a new peak at $3.65 after a 20% rise. Now that XRP has broken above $3.40, a stronger rally could follow, with price targets at $3.80, $4.33, and even $4.72 in the coming weeks.

On the downside, any rejection could pull XRP back toward the $2.90–$3.00 support zone. However, as long as XRP holds above this level, the bullish trend remains intact. Fueled by institutional interest, retail FOMO, and a broad crypto market rally, XRP’s bullish trend shows little sign of slowing.

Why XRP Is Running Hard

  • Liquidity Surge: Crypto markets have seen over $500B in capital return over the past two weeks, pushing Bitcoin to $123K and Ethereum to $3.4K.
  • Lawsuit Settled: The Ripple vs. SEC case is largely behind us, with both sides having agreed to terms.
  • ETF Speculation: Hopes for a U.S.-approved XRP ETF are growing, with odds over 85% by year-end.
  • Institutional Buying: Big money is moving in—adoption of Ripple’s technology is increasing behind the scenes.
  • Retail Buying Spree: Small investors are piling in, accelerating gains further with classic bull cycle behavior.

Short-Term Outlook

With XRP already at $3.62, a push to $5 by the end of July is no longer far-fetched. However, some profit-taking could cool the rally briefly, especially if XRP hits $3.80. 

FAQs

Why is XRP’s price up today?

XRP’s price is surging today due to the U.S. House of Representatives passing major crypto bills (like the GENIUS Act), contributing to regulatory clarity. This, along with strong broader crypto market momentum (Bitcoin hitting new highs), institutional accumulation, ETF speculation, and the near-settlement of the Ripple vs. SEC lawsuit, is fueling its rally.

What role does the GENIUS Act play in XRP’s rally?

The GENIUS Act, aiming to establish clear rules for digital assets, is a significant catalyst for XRP’s rally, as it brings regulatory clarity to the crypto market.

Is XRP a good investment in 2025?

Yes, XRP remains a promising 2025 investment due to strong fundamentals, stablecoin use, and potential ETF listings.

Trust with CoinPedia:

CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.

Investment Disclaimer:

All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.

Sponsored and Advertisements:

Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.

Anjali Belgaumkar and Qadir AK

Writer by choice, CryptoCurrency Writer, and Researcher by chance. Currently, focusing on financial news and analysis, as well as cryptocurrency news and data. One may not call me a crypto “Enthusiast” but trust me I'm getting there.

Recent Posts

Hyperliquid (HYPE) Price at Risk as Bears Target the $48 Support—Will Buyers Step In?

The Hyperliquid (HYPE) price traded at $52.06 at press time, down nearly 1%, while daily…

August 2, 2026

Mantle Emerges as Largest Layer-2 for Tokenised Active Strategies Despite MNT Price Weakness

The Mantle ecosystem is expanding in a direction that its token price simply isn't reflecting.…

August 1, 2026

ALGO Price Eyes Key Support as Real-World Asset Adoption Expands Across Algorand

ALGO price has spent most of the past two months on the defensive, sliding roughly…

August 1, 2026

Strategy Backs Market Structure Bill After Reporting $8.22B Quarterly Loss

Strategy, formerly known as MicroStrategy, endured a bruising second quarter, yet the company wasted little…

August 1, 2026

$7B Stablecoin Outflow Raises Liquidity Concerns Despite Bitcoin Holding Above $60K

Stablecoin demand is showing signs of weakening even as Bitcoin continues to trade above $60,000.…

August 1, 2026

Bitcoin Has Missed Its Chance to Become a Payment Method, Says MARA CEO

Bitcoin, the pioneer cryptocurrency that was created to be digital money, is now failing to…

August 1, 2026