XRP Price Prediction: Analyst Explains Why $5 to $10 Are Realistic Targets

Crypto analyst Zach Rector is stepping back from the kind of extreme price targets that have flooded the XRP corner of the internet. Rather than chasing figures like $100 or $1000 that have become common online, he is focusing on a more grounded range of $5 to $10 by 2026. From current levels near $1.30, that would still mean returns of between 300% and 600%.

Historically, the Setup Looks Familiar

His outlook is based on patterns seen in previous cycles. In both 2020 and 2022, XRP dropped below the 200-week moving average, followed by a sharp decline before bouncing back strongly.

Now in 2026, a similar structure is forming again. XRP price has already lost this support level, and he expects one more dip before any major move higher. The range he’s watching is around $1.10 to $1.20, with a possible move below $1 to sweep liquidity before a rebound.

Expect a Dip Before the Rally

Meanwhile, he points to recent bull traps, short rallies followed by quick drops, as signs of ongoing manipulation. On top of that, macro uncertainty and global tensions could add pressure, potentially triggering another broader market sell-off.

For him, that dip is the real opportunity. Instead of buying at current levels, he is preparing to enter at lower prices.

The Cycle Is Not About Hype, But Staying Grounded

The analyst notes that XRP doesn’t need extreme hype to perform well. Even moderate inflows into the crypto market could push prices higher, making a simple recovery move enough to generate strong returns.

“XRP from $1.34 popping up to 5 bucks is 272% ROI. Now obviously, if we go any lower towards a dollar and you scoop up towards a dollar, we’re talking about 300% just on that move to 5 bucks. So this is just measuring from $1.34 where we’re at today.”

He also questions why investors who were comfortable buying XRP at $2 or $3 are now hesitant near $1.

How High Can XRP Go?

Adding to the outlook, EGRAG CRYPTO points to multiple Fib 1.618 targets at $7, $10, and even $31, based on different structural setups across timeframes.

Together, these views suggest that while extreme targets may be unlikely for now, XRP still has solid upside potential if the setup plays out.