Every day, the Ripple vs. SEC case continues to dominate conversations on Crypto Twitter, not because of confirmed updates, but because of a steady stream of rumors, speculations, and fake news. While the actual legal process moves at a careful, measured pace, social media has turned the case into a battleground of predictions and wishful thinking.
The latest rumor claims that there’s a 70–90% chance of a settlement between Ripple and the SEC by August 15, 2025. Supporters believe Judge Analisa Torres’ earlier rulings are making it tough for the SEC to push forward. According to this version of events, the only thing left is the SEC’s final status report.
Former SEC lawyer Marc Fagel stepped in to clear the air and explained how things actually work behind the scenes at the SEC.
After Judge Torres’ June 26 ruling, the SEC needs time to prepare an enforcement recommendation. According to Fagel, this process typically takes 1 to 2 months. Once ready, that recommendation is sent to the SEC commissioners, who must vote before any action, like dismissing the case, can be taken.
He also clarified an important detail: dismissing a pending case requires a commissioner vote, but closing an investigation that hasn’t led to a filed case doesn’t.
There’s no strict deadline for Ripple or the SEC to dismiss their appeals. However, both sides are required to file a status update with the court by around August 15. If they do agree to settle or end the appeals, they’ll file dismissal papers publicly. The SEC might also issue a public announcement, though that’s not guaranteed.
As for when the dismissal or settlement might actually happen? Fagel says plainly: “It’s all speculation.” It could happen within the next few weeks, or take longer. It depends entirely on how fast the SEC’s internal process moves.
He stressed that the Ripple case isn’t facing any unusual delay. There’s no conspiracy, no cover-up, and nothing out of the ordinary happening.
No, the Ripple vs. SEC case is not officially over yet. While Ripple has withdrawn its appeal and the SEC staff has agreed to recommend dismissing theirs, the SEC’s internal formal approval process is still ongoing.
The lawsuit saw a partial victory for Ripple, with a court ruling that XRP sold on exchanges is not a security, but institutional sales were unregistered securities. The SEC has settled the remedies portion, and Ripple paid a fine.
Confusion stems from the SEC’s silence despite Ripple withdrawing its appeal. XRP holders expected a prompt closure, but the SEC has a formal internal process for dismissal.
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