News View Non-AMP

Will XRP Price Hit $5 in 2025?

Published by
Vignesh S G and Qadir AK

After nearly four years, Ripple has officially ended its long-running legal battle with the U.S. Securities and Exchange Commission (SEC) by agreeing to pay a $125 million fine and drop all ongoing appeals. The SEC is also expected to withdraw its own appeal, marking the end of one of the most high-profile lawsuits in crypto history.

With this legal overhang gone, XRP is now trending—both in price and on Google Trends—as bullish sentiment returns to the market.

Ripple vs SEC: Case Background

The legal drama began in December 2020, when the SEC accused Ripple of illegally raising $1.3 billion through unregistered XRP sales.

In July 2023, U.S. District Judge Analisa Torres ruled that while XRP is not a security when sold on exchanges, Ripple had indeed violated securities laws in institutional sales. The court imposed:

  • A $125M penalty
  • A permanent ban on unregistered institutional XRP sales

Ripple and the SEC both initially filed appeals, keeping legal uncertainty alive—until now.

2024 U.S. Elections Shifted the Game

The tide turned in November 2024 when Donald Trump won the U.S. presidential election. His pro-crypto agenda, including nominating Paul Atkins to replace SEC Chair Gary Gensler, signaled a new era for digital assets.

In early 2025, Ripple and the SEC reached a potential settlement, but the judge rejected the proposed $50M deal. Ripple then opted to accept the court’s ruling rather than continue appealing—closing the case for good.

Ripple Confirms $125M Settlement

Ripple CEO Brad Garlinghouse officially confirmed via X (Twitter) that the company has withdrawn its cross-appeal and will pay the full $125 million penalty.

“We’re closing this chapter and moving forward,” Garlinghouse stated.

Reports suggest that the SEC will soon follow with its own appeal withdrawal, finalizing the long-awaited settlement.

XRP Price Today: Bullish Momentum Builds

  • 24-hour gain: +4.3%
  • 7-day gain: +2.4%
  • Current price: ~$2.19

XRP has turned bullish as traders respond positively to the legal clarity. In just one hour, the price spiked by 0.2%, signaling rising demand.

XRP Price Prediction: How High Could XRP Go?

According to a forecast by Google’s AI-powered model Gemini, the XRP price prediction suggests:

  • Short-term target: $3.00 – $3.59
  • 12-month potential: $5.00 – $8.00 (with major catalysts)

Key factors influencing XRP’s next rally:

  • Spot XRP ETF Approval — Decision deadline: October 2025
  • U.S. market expansion post-lawsuit
  • New partnerships with global banks (e.g., AEON in Southeast Asia)
  • Developer activity on the XRP Ledger
  • Interoperability upgrades like Wormhole integration

Analysts estimate a 95% chance that a U.S. XRP ETF gets approved now that legal uncertainty is resolved—something that could trigger massive institutional inflows.

What This Means for XRP Investors

With legal clarity, political support, and ETF momentum, XRP is now better positioned than ever. Ripple’s global partnerships and XRP’s growing utility in cross-border payments could accelerate adoption and drive long-term value.

As XRP trends on Google, investors are asking: Is now the time to buy?

Final TakeawayThe Ripple vs SEC lawsuit is officially over, removing one of the biggest obstacles for XRP. With price gains, AI-based price targets, and high odds of a U.S. ETF, all eyes are now on XRP’s next move.

FAQs

Is the Ripple vs. SEC lawsuit officially over?

Yes, the Ripple vs. SEC lawsuit is officially over. Ripple has withdrawn its cross-appeal and agreed to pay a $125 million fine, and the SEC is expected to withdraw its appeal as well, marking the final end of the legal battle.

What was the final outcome of the Ripple-SEC lawsuit?

The court ruled that XRP is not a security when sold on exchanges, but Ripple’s institutional sales did violate securities laws. Ripple will pay a $125 million penalty and is permanently banned from unregistered institutional XRP sales.

How has XRP’s price reacted to the end of the lawsuit?

XRP’s price has responded bullishly, showing a 4.3% gain in 24 hours and a 2.4% gain over the past 7 days, currently trading around $2.19. This indicates positive market sentiment and increasing demand due to legal clarity.

Vignesh S G and Qadir AK

Vignesh is a young journalist with a decade of experience. A proud alumnus of IIJNM, Bengaluru, he spent six years as a Sub-Editor for a leading business magazine, published from Kerala. His interest in futuristic technologies took him to a US-based software company specialising in Web3, Blockchain and AI. This stint inspired him to view the future of journalism through the lens of next generation technologies. Now, he covers the crypto scene for Coinpedia, uncovering a vibrant new world where technology and journalism converge.

Recent Posts

Is XRP Secretly Becoming the Backbone of Global Finance?

XRP is more than just a crypto token that goes up and down in price.…

August 12, 2025

Bill Morgan Debunks XRP NDA Expiry Theory After Ripple vs SEC Settlement

The end of the Ripple vs SEC legal battle has reignited speculation over the 1,700…

August 12, 2025

Uniswap Price Stands Tough on Legal Clarity, Targets $12.85 Next?

Uniswap price today is standing tough amid the market-wide downturn. It is currently up 0.6%…

August 12, 2025

Grant Cardone to Invest $1 Billion in Bitcoin

Real estate investor Grant Cardone has announced plans to invest $1 billion in Bitcoin, signaling one of his boldest forays…

August 12, 2025

Ethereum Price Prediction Today: Bullish And Bearish Scenarios Explained

Ethereum has recently broken through a major resistance zone between $3,900 and $4,100, closing a…

August 12, 2025

Bitcoin for Small Businesses? Jack Dorsey’s Block Says Yes

Jack Dorsey, the CEO of Block, Inc., a provider of mining hardware, is actively promoting…

August 12, 2025