What Would Happen If Meta Bought Ripple’s Payments and Stablecoin Divisions?

A viral post on X has kicked off a heated debate in the crypto community: could Meta really be looking to acquire Ripple’s business units? The idea has sparked comparisons to MicroStrategy, now Strategy, with Ripple positioned as a crypto-native version of the Bitcoin-heavy company. But not everyone agrees with the narrative. Digital Perspectives founder Bradley Kimes believes the XRP Ledger’s mission stretches far beyond what Meta might want.

Here’s a closer look at the rumor, the comparisons, and what it could mean for Ripple, XRP, and the wider crypto world.

Meta’s Alleged Interest in Ripple’s Business Units

In this fictional scenario, Meta is looking to acquire Ripple’s payments, custody, and stablecoin divisions while Ripple keeps its XRP tokens. This has raised eyebrows as Ripple’s XRP holdings alone are worth far more than its entire business valuation.

Ripple currently holds a staggering 44.8 billion XRP tokens, valued at $2.50 each. That’s a total value of $113 billion. Yet, Ripple’s business valuation stands at just $15 to $30 billion, highlighting the massive gap between XRP’s value and Ripple’s operations.

This leaves the question: Could Ripple, like MicroStrategy, become a pure XRP-holding company if it sold its business units?

Could Ripple Transform Into a Pure XRP-Holding Company?

MicroStrategy has gained a reputation as the biggest institutional Bitcoin holder, with over 568,000 BTC on its balance sheet. Its stock performance closely mirrors the price of Bitcoin, making the company a kind of Bitcoin proxy.

Ripple could potentially take a similar route. If it sells off its business units, it might become a company that holds XRP as its primary asset, linking its future entirely to the token’s performance. That could create a clearer picture for investors and XRP holders who have often questioned whether Ripple’s business moves truly benefit the token.

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What Meta Could Gain From the Deal

For Meta, acquiring Ripple’s crypto infrastructure could be a strategic win. It would give Meta the tools to build more secure and regulatory-friendly payment solutions across platforms like Instagram, WhatsApp, and Threads.

With Ripple’s tech under the hood, Meta could roll out new stablecoin and payment functionalities, adding financial features directly into its apps and creating a smoother user experience in the Web3 space.

Kimes Pushes Back: XRP Ledger’s Role Is Bigger Than Meta

Despite the growing speculation, Bradley Kimes believes the XRP Ledger’s potential isn’t limited to powering payments on social media platforms.

He argues that XRPL was built for a much bigger purpose: to help reshape global finance. From cross-border payments to central bank integration, the XRP Ledger’s use cases go far beyond what Meta would need or use. In Kimes’ view, the technology was never designed to serve just one corporate interest, no matter how large.

Whether this scenario remains fictional or hints at a future deal, it’s sparking serious conversations about Ripple’s direction. With XRP holdings worth far more than its business units, some believe the company might shift focus to simply holding XRP – just as MicroStrategy did with Bitcoin.

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