The U.S. Congress has officially passed the GENIUS Act, a historic piece of legislation that brings clear regulations to stablecoins. This decision is expected to fuel adoption of RLUSD, Ripple’s stablecoin built on the XRP Ledger (XRPL)—and indirectly boost XRP’s price and utility.
Let’s break down how this law changes the game for stablecoins, and what it means for Ripple, RLUSD, and XRP holders.
The stablecoin market is now valued at $261.5 billion, led by:
Passed with a 68-30 vote, the GENIUS Act sets new standards for audits, reserves, and licensing, ending the Wild West era for stablecoins.
Senator Bill Hagerty, who backed the bill, called it “a new era of payments,” emphasizing its potential to make transactions faster and cheaper across the financial system.
Until now, stablecoins faced regulatory uncertainty, deterring institutional adoption.
The GENIUS Act changes that by requiring:
This means stablecoin issuers must prove they hold enough assets to match what they issue—restoring public and institutional trust.
A recent post on X by crypto expert SMQKE explained that RLUSD is designed with GENIUS compliance in mind.
This opens the doors for:
to adopt RLUSD, as it meets regulatory requirements they demand before integrating crypto into operations.
Here’s where XRP benefits:
In economic terms, less supply plus growing demand often leads to higher prices.
So, increased RLUSD usage could fuel XRP’s long-term value.
Despite a recent dip, long-term sentiment remains bullish, especially with real-world use cases like RLUSD gaining traction.
Crypto expert SMQKE also pointed out that regulated stablecoins like RLUSD now have an edge over government CBDCs (central bank digital currencies).
With regulatory clarity, RLUSD can:
This puts Ripple and XRP in a stronger position to compete in the evolving digital finance landscape.
Bottom Line:
The GENIUS Act is a major win for Ripple’s RLUSD, institutional adoption, and XRP holders. As stablecoin rules get clearer, XRP Ledger’s role in compliant digital finance is growing fast.
Keep an eye on RLUSD adoption and XRP’s burn rate—this could be the fuel for the next big XRP rally.
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