Ripple is considered one of the most promising cryptocurrency companies. Even though it has faced numerous challenges recently, it has sustained them all, becoming an undeniable force in the crypto sector. Lately, triggering discussions about its true valuation, Ripple CEO Brad Garlinghouse 
Brad Garlinghouse
Brad Garlinghouse is an American businessman and a major crypto influencer. He is the CEO of Ripple Labs, which offers cryptocurrency and blockchain solutions. Brad has also worked at Hightail, AOL, and Yahoo in prominent positions.
Ripple Labs has backed several blockchain startups and investors to grow decentralized finance. Brad sees crypto as a tool for financial freedom and has worked with other influencers in this regard.
Quick Facts
Full Name
Bradley Kent Garlinghouse
Birth
06-02-1971, in Topeka, Kansas
Nationality
American
Education
Bachelor's degree in Economics, MBA from Harvard Business School.
Net Worth
$10B (Refer here)
Ripple's native token, XRP is among the top digital assets. As per CoinGape, Brad's company has $100 billion worth of XRP tokens in its reserve. This will help further innovation in Web3 and blockchain projects. As per reports surfing on Binance’s blog, Brad Garlinghouse may step down as CEO of Ripple to join the Crypto Advisory Council, which is led by President Trump. This significant event will boost the adoption of decentralized finance and blockchain growth.
Brad Garlinghouse: Trivia
2007: Served as Senior VP at Yahoo!, heading communications and consumer products.
2012: Became CEO of Hightail, leading digital file-sharing innovations.
2015: Joined Ripple as COO to push blockchain adoption in cross-border payments.
2017: Became CEO of Ripple, driving XRP adoption and blockchain partnerships.
2020: Led Ripple’s defense against the SEC lawsuit over XRP’s security status.
2021: Expanded Ripple’s ODL (On-Demand Liquidity) network for global crypto payments.
2023: Got a partial success against the SEC, declaring XRP as not a security.
2024: Continue leading Ripple in CBDC collaborations and global blockchain finance.
2025: May join Trump's Crypto Advisory Council to set regulations.
Notable Works & Achievements by Brad Garlinghouse
Year
Achievements
Details
2003
Wrote the 'Peanut Butter Manifesto' at Yahoo!
Highlighted Yahoo!'s lack of focus in operations.
2015
Joined Ripple as Chief Operating Officer
Took measures to integrate blockchain technology into banking systems.
2017
Appointed CEO of Ripple
Expanded Ripple's global partnerships, enhancing cross-border payment solutions.
2020
Named in Forbes' List of Wealthiest in Cryptocurrency
Recognized for significant contributions to the crypto industry.
2023
Legal Victory in SEC vs. Ripple Case
Achieved a favorable ruling impacting cryptocurrency regulations.
Useful Links To Connect with Brad Garlinghouse
Platform
Link
X (formerly Twitter)
https://twitter.com/bgarlinghouse
LinkedIn
https://www.linkedin.com/in/bradgarlinghouse
Ripple’s Website
https://ripple.com/leadership/brad-garlinghouse/
EntrepreneurInvestorChief Executive OfficerBoard Member
stated that his company holds no less than $100 billion in XRP. Curious to know more? Read on!
Ripple’s $100 Billion XRP Ownership & its Actual Valuation
Dismissing the $11 billion valuation of Ripple from early 2024 as outdated, Garlinghouse highlighted the importance of considering the value of his company’s XRP holdings when determining its actual valuation.
He pointed out that the private market valuation of his company remains hugely discounted compared with its Net Asset Value.
Ripple’s IPO Plans & SEC Challenges
Garlinghouse noted the challenges the company has faced from the SEC during the regime of crypto-skeptic chairman gary gensler
gary gensler
Gary Gensler is the chairman of the U.S. Securities and Exchange Commission (SEC). His studies in finance and blockchain at MIT have helped him develop U.S. cryptocurrency regulations and policies.
Quick Facts
Full name
Gary Scott Gensler
Birth
18-10-1957, Baltimore, Maryland, United States
Nationality
American
Education
MBA from the University of Pennsylvania
Marital status
Married to Francesca Danieli (1986-2006)
Net worth
Estimated $100 million
Gensler has advocated for enhanced supervision of digital assets, seeking to regulate cryptocurrencies similar to securities. His work at the SEC has focused on safeguarding investors, regulating crypto exchanges, and establishing stablecoin policies.
Gary Gensler - Career Highlights
1997 – Became Assistant Secretary of the Treasury.
2009 – Led CFTC, regulating financial derivatives post-2008 crisis.
2018 – Taught blockchain and crypto at MIT.
2021 – Appointed SEC Chairman, focusing on crypto regulations.
2022 – Proposed stricter rules for crypto exchanges.
2023 – Took legal action against major crypto firms.
2024 – Advocated for stronger stablecoin and DeFi regulations.
Gary has collaborated with multiple lawmakers in formulating crypto policies. Even with disagreements with crypto investors regarding crypto policies, he continues to be a key player in the changing dynamic between regulatory frameworks and blockchain advancement.
Awards & Recognitions of Gary Gensler
Year
Institution
Description
2009
U.S. Treasury
Financial Regulation Leader
2018
MIT
Blockchain & Crypto Educator
2021
SEC
SEC Chairman Overseeing Crypto Policies
2023
Bloomberg
Most Influential Regulator in Crypto
2024
Forbes
Top Policy Maker in Digital Assets
Useful Links to Connect With Gary Gensler
Platform
Link
X (formerly Twitter)
twitter.com/GaryGensler
CFTC website
Chairman Gary Gensler
Chairman
as a reason why it has not yet considered the possibility of an IPO.
As Gensler is set to be replaced by pro-crypto executive Paul Atkins on the day of Trump’s inauguration, many believe that there is a possibility for Ripple to reconsider its stance on its IPO release.
Ripple USD Excitement Explained
Garlinghouse emphasised the growing demand for Ripple’s custody solutions and blockchain products. RLUSD has created extreme excitement in the cryptocurrency market.
Many experts think that Ripple could emerge as one of the leading blockchain infrastructure providers for financial institutions.
XRP Market Analysis: A General Overview
In the last seven days, XRP has seen an impressive growth of 19.8%. In the last six months, the market has grown by over 457.6% – the highest among the top ten cryptos by market cap. In the last 24 hours alone, the market has climbed by at least 0.85%.
In conclusion, with $100 billion in XRP, and growing demand for RLUSD, Ripple is well-positioned to strengthen its leadership in blockchain solutions for financial institutions.
