XRP is gaining fresh momentum in the real-world utility race, and this time, it’s coming straight from an official SEC filing. In a surprise move, Wellgistics Health, a Nasdaq-listed healthcare firm, has revealed its plans to deeply integrate XRP and the XRP Ledger (XRPL) into its core business operations. This could become one of the most bullish developments for Ripple in 2025.
Wellgistics Health filed a detailed S-1 form with the SEC outlining its vision to use XRP not just for payments but also as a strategic financial asset. The company aims to use XRP for B2B transactions, treasury reserves, collateral, and even capital-raising activities. The filing also highlights a $50 million fund from LDA Capital that will support the development of XRP infrastructure within the firm.
While Ripple continues to battle regulatory challenges with the SEC, this move strengthens XRP’s image in the market. It provides real-world proof that XRP isn’t just a speculative token; it’s being positioned as a financial tool by a legitimate company. Analysts believe this undermines the old narrative that XRP lacks utility.
Crypto experts like Bill Morgan explained that Wellgistics Health isn’t just holding XRP like savings, it plans to actively use it in its business. The company aims to send fast, low-cost payments using the XRP Ledger, raise funds by selling shares to buy more XRP, use XRP as backup for loans, and even earn income from it. This shows XRP being used in real-world ways, not just sitting idle, proving it has real utility.
However, on the flip side, Former SEC official Marc Fagel cast doubt on Wellgistics Health’s credibility, highlighting its poor financials, minimal assets, and a “going concern” auditor warning. He compared the move to crypto pump-and-dump tactics and questioned the legitimacy of a healthcare startup needing a crypto stockpile. Fagel suggested that the XRP strategy might simply be a ploy to raise capital by riding the crypto and AI wave.
Still, Morgan responded that using crypto for treasury and payments is becoming a broader trend, and Wellgistics’ filing does suggest genuine plans to integrate XRPL into real business use.
The market took note, with XRP climbing over 12.6% recently, outpacing other altcoins. Some investors like Xaif have pointed to the price action as utility-driven rather than hype-based. The rally follows broader optimism around Ripple’s positioning in the fintech space, especially as new products like RLUSD emerge.
The Wellgistics filing could mark a new chapter for XRP. Instead of being seen as a speculative asset, the token is now entering boardrooms and corporate strategy. That could be a game changer not only for Ripple but for crypto’s role in traditional industries.
Wellgistics aims to use XRP for payments, treasury, collateral, and fundraising per its SEC S-1 filing.
Yes, Wellgistics plans to integrate XRP into real operations, showing its shift from speculation to utility.
Opinions vary; critics question its finances, but filings show real intent to use XRP in operations.
Yes, XRP enables fast, low-cost B2B payments, as Wellgistics plans to leverage the XRP Ledger (XRPL) for this.
CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.
All opinions and insights shared represent the author's own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.
Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.
Bitcoin’s price has been volatile, but the bigger story right now isn’t the chart. It’s…
A crypto user lost nearly $50 million in USDT after falling for an address-poisoning scam.…
Since the start of December, the Bitcoin price has largely traded sideways, oscillating between roughly…
In early crypto markets, price often moves before liquidity fully forms. This happens because price…
Ever since the October crash, $86,000 has been considered a major support level for Bitcoin.…
A new policy fight is taking shape in Washington. More than 125 crypto and fintech…
