Ripple CEO Brad Garlinghouse 
Brad Garlinghouse
Brad Garlinghouse is an American businessman and a major crypto influencer. He is the CEO of Ripple Labs, which offers cryptocurrency and blockchain solutions. Brad has also worked at Hightail, AOL, and Yahoo in prominent positions.
Ripple Labs has backed several blockchain startups and investors to grow decentralized finance. Brad sees crypto as a tool for financial freedom and has worked with other influencers in this regard.
Quick Facts
Full Name
Bradley Kent Garlinghouse
Birth
06-02-1971, in Topeka, Kansas
Nationality
American
Education
Bachelor's degree in Economics, MBA from Harvard Business School.
Net Worth
$10B (Refer here)
Ripple's native token, XRP is among the top digital assets. As per CoinGape, Brad's company has $100 billion worth of XRP tokens in its reserve. This will help further innovation in Web3 and blockchain projects. As per reports surfing on Binance’s blog, Brad Garlinghouse may step down as CEO of Ripple to join the Crypto Advisory Council, which is led by President Trump. This significant event will boost the adoption of decentralized finance and blockchain growth.
Brad Garlinghouse: Trivia
2007: Served as Senior VP at Yahoo!, heading communications and consumer products.
2012: Became CEO of Hightail, leading digital file-sharing innovations.
2015: Joined Ripple as COO to push blockchain adoption in cross-border payments.
2017: Became CEO of Ripple, driving XRP adoption and blockchain partnerships.
2020: Led Ripple’s defense against the SEC lawsuit over XRP’s security status.
2021: Expanded Ripple’s ODL (On-Demand Liquidity) network for global crypto payments.
2023: Got a partial success against the SEC, declaring XRP as not a security.
2024: Continue leading Ripple in CBDC collaborations and global blockchain finance.
2025: May join Trump's Crypto Advisory Council to set regulations.
Notable Works & Achievements by Brad Garlinghouse
Year
Achievements
Details
2003
Wrote the 'Peanut Butter Manifesto' at Yahoo!
Highlighted Yahoo!'s lack of focus in operations.
2015
Joined Ripple as Chief Operating Officer
Took measures to integrate blockchain technology into banking systems.
2017
Appointed CEO of Ripple
Expanded Ripple's global partnerships, enhancing cross-border payment solutions.
2020
Named in Forbes' List of Wealthiest in Cryptocurrency
Recognized for significant contributions to the crypto industry.
2023
Legal Victory in SEC vs. Ripple Case
Achieved a favorable ruling impacting cryptocurrency regulations.
Useful Links To Connect with Brad Garlinghouse
Platform
Link
X (formerly Twitter)
https://twitter.com/bgarlinghouse
LinkedIn
https://www.linkedin.com/in/bradgarlinghouse
Ripple’s Website
https://ripple.com/leadership/brad-garlinghouse/
EntrepreneurInvestorChief Executive OfficerBoard Member
is excited about the changes happening in the U.S. crypto market under Donald Trump’s leadership, calling them a “big deal.” His optimism comes after U.S. Crypto Czar David Sacks pushed for clearer rules on digital assets like Bitcoin and XRP. This marks a major shift in how the U.S. plans to handle cryptocurrencies long-term.
It’s Time for Crypto to Have Clarity!
Despite criticism of Sacks’ recent press conference, Garlinghouse is encouraged that key lawmakers from both the Senate and the House of Representatives now support crypto legislation. He believes this is a major step forward, showing that Washington is finally taking digital assets seriously and working on rules that will give businesses and investors more certainty.
Could XRP Become Part of the U.S. Financial System?
With Garlinghouse backing the push for better regulations, speculation is growing that Ripple— the company behind XRP – could play a key role in shaping U.S. crypto policy. Some even believe XRP could be added to a national reserve list, though no official confirmation has been given.
Adding to the buzz, Trump’s meeting with Ripple before his inauguration and the sudden rise in these rumors make some wonder if this is part of a larger plan.
Is Bitcoin Reserve Reality or Just Hype?
David Sacks recently spoke about the possibility of creating a Bitcoin Strategic Reserve, following instructions from President Trump. While this initially seemed like a good step, some people were concerned when Sacks mentioned “digital assets” more than Bitcoin itself. This sparked fears that the focus might shift away from Bitcoin, which has some investors feeling uncertain about what this could mean for the market.
Stablecoins Could Boost the US Dollar
Sacks also highlighted the importance of stablecoins—digital currencies linked to real-world assets like the U.S. dollar. He believes stablecoins could help strengthen the dollar’s global position and drive the adoption of a digital U.S. dollar. More demand for stablecoins could also boost U.S. government bond purchases, which might lower long-term interest rates.
XRP Price Predictions
Despite some uncertainty, Garlinghouse remains confident about crypto’s future in the U.S. He sees the regulatory push as a major step in the right direction. Meanwhile, analysts at EGRAG Crypto predict XRP could soon rise to $4–$5, though hitting $20 seems unlikely for now.
Still, the overall outlook for XRP remains positive, keeping investors hopeful.
