Ripple, the blockchain payments company behind XRP, is once again in the spotlight as reports suggest that it may be preparing for a possible initial public offering (IPO) in 2026.
Industry analysts now rank Ripple among the biggest potential public listings, with valuations estimated near $50 billion
Here’s what Ripple’s leadership is saying about these IPO talks.
According to multiple sources, Ripple is reportedly holding advanced internal discussions around a potential IPO in 2026. These are not rumors or casual considerations, but signs that the company may be actively preparing for a public listing.
The company has also strengthened its internal structure, with better reporting and governance, which are common steps before going public. At the same time, Ripple is expanding bank partnerships and payment services to build steady, real-world revenue.
Indeed, Ripple continues to position XRP as a liquidity tool within its payment system. IPO-ready companies usually highlight utility and long-term value rather than market hype.
Adding to the excitement, market data and industry visuals now place Ripple among the largest potential IPOs heading into 2026. According to recent comparisons, Ripple ranks ninth among top private companies expected to go public, with an estimated valuation of $50 billion.
The list includes major global names such as SpaceX, OpenAI, ByteDance, and Stripe, highlighting just how significant Ripple’s position has become.
Analysts point to strong momentum, improving regulation, and growing global adoption as key reasons Ripple continues to stand out.
Despite growing speculation, Ripple executives have consistently denied IPO rumors. Ripple President Monica Long has said the company has “no plan and no timeline” to go public, stressing that Ripple is well-funded and does not need public markets to raise capital.
Even Ripple CEO Brad Garlinghouse has echoed this view, noting that any IPO discussion would be a long-term consideration, not an immediate move.
According to recent research reports, public markets are becoming the preferred next step for mature crypto firms. Circle has already gone public, and other major names such as Kraken, Grayscale, and BitGo have filed paperwork or entered advanced talks.
In Asia, Dunamu, the operator of Upbit, is also preparing a public debut through a merger. This broader trend has fueled speculation that Ripple could follow a similar path.
A Ripple IPO would not change how XRP Ledger operates, since the network is open-source and not owned by Ripple. However, Ripple’s business decisions after an IPO could influence how aggressively it promotes XRP-based payment products.
Ripple would need sustained regulatory clarity in major markets, especially the U.S., where crypto-related disclosures face close scrutiny. Any unresolved legal or compliance issues could slow the timing of a public listing.
Early private investors and long-term employees with equity would likely see the most direct financial impact. Banks and payment partners could also benefit indirectly from greater transparency and public-market credibility.
Key indicators include hiring for finance or compliance leadership, audited financial disclosures, or public comments shifting from denial to conditional openness. These steps often precede formal IPO filings.
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