Ripple CEO Brad Garlinghouse 
Brad Garlinghouse
Brad Garlinghouse is an American businessman and a major crypto influencer. He is the CEO of Ripple Labs, which offers cryptocurrency and blockchain solutions. Brad has also worked at Hightail, AOL, and Yahoo in prominent positions.
Ripple Labs has backed several blockchain startups and investors to grow decentralized finance. Brad sees crypto as a tool for financial freedom and has worked with other influencers in this regard.
Quick Facts
Full Name
Bradley Kent Garlinghouse
Birth
06-02-1971, in Topeka, Kansas
Nationality
American
Education
Bachelor's degree in Economics, MBA from Harvard Business School.
Net Worth
$10B (Refer here)
Ripple's native token, XRP is among the top digital assets. As per CoinGape, Brad's company has $100 billion worth of XRP tokens in its reserve. This will help further innovation in Web3 and blockchain projects. As per reports surfing on Binance’s blog, Brad Garlinghouse may step down as CEO of Ripple to join the Crypto Advisory Council, which is led by President Trump. This significant event will boost the adoption of decentralized finance and blockchain growth.
Brad Garlinghouse: Trivia
2007: Served as Senior VP at Yahoo!, heading communications and consumer products.
2012: Became CEO of Hightail, leading digital file-sharing innovations.
2015: Joined Ripple as COO to push blockchain adoption in cross-border payments.
2017: Became CEO of Ripple, driving XRP adoption and blockchain partnerships.
2020: Led Ripple’s defense against the SEC lawsuit over XRP’s security status.
2021: Expanded Ripple’s ODL (On-Demand Liquidity) network for global crypto payments.
2023: Got a partial success against the SEC, declaring XRP as not a security.
2024: Continue leading Ripple in CBDC collaborations and global blockchain finance.
2025: May join Trump's Crypto Advisory Council to set regulations.
Notable Works & Achievements by Brad Garlinghouse
Year
Achievements
Details
2003
Wrote the 'Peanut Butter Manifesto' at Yahoo!
Highlighted Yahoo!'s lack of focus in operations.
2015
Joined Ripple as Chief Operating Officer
Took measures to integrate blockchain technology into banking systems.
2017
Appointed CEO of Ripple
Expanded Ripple's global partnerships, enhancing cross-border payment solutions.
2020
Named in Forbes' List of Wealthiest in Cryptocurrency
Recognized for significant contributions to the crypto industry.
2023
Legal Victory in SEC vs. Ripple Case
Achieved a favorable ruling impacting cryptocurrency regulations.
Useful Links To Connect with Brad Garlinghouse
Platform
Link
X (formerly Twitter)
https://twitter.com/bgarlinghouse
LinkedIn
https://www.linkedin.com/in/bradgarlinghouse
Ripple’s Website
https://ripple.com/leadership/brad-garlinghouse/
EntrepreneurInvestorChief Executive OfficerBoard Member
recently hinted that the company might reconsider its stance on going public, depending on the upcoming leadership change at the U.S. Securities and Exchange Commission (SEC). He highlighted the challenges Ripple has faced under the current SEC leadership as the main reason for not pursuing an IPO.
This has led to bold predictions from pro-XRP lawyer John Deaton about Ripple’s future. Here’s what you should know!
Is Ripple’s IPO Coming Up?
If the SEC’s crypto-skeptic stance under Chairman gary gensler
gary gensler
Gary Gensler is the chairman of the U.S. Securities and Exchange Commission (SEC). His studies in finance and blockchain at MIT have helped him develop U.S. cryptocurrency regulations and policies.
Quick Facts
Full name
Gary Scott Gensler
Birth
18-10-1957, Baltimore, Maryland, United States
Nationality
American
Education
MBA from the University of Pennsylvania
Marital status
Married to Francesca Danieli (1986-2006)
Net worth
Estimated $100 million
Gensler has advocated for enhanced supervision of digital assets, seeking to regulate cryptocurrencies similar to securities. His work at the SEC has focused on safeguarding investors, regulating crypto exchanges, and establishing stablecoin policies.
Gary Gensler - Career Highlights
1997 – Became Assistant Secretary of the Treasury.
2009 – Led CFTC, regulating financial derivatives post-2008 crisis.
2018 – Taught blockchain and crypto at MIT.
2021 – Appointed SEC Chairman, focusing on crypto regulations.
2022 – Proposed stricter rules for crypto exchanges.
2023 – Took legal action against major crypto firms.
2024 – Advocated for stronger stablecoin and DeFi regulations.
Gary has collaborated with multiple lawmakers in formulating crypto policies. Even with disagreements with crypto investors regarding crypto policies, he continues to be a key player in the changing dynamic between regulatory frameworks and blockchain advancement.
Awards & Recognitions of Gary Gensler
Year
Institution
Description
2009
U.S. Treasury
Financial Regulation Leader
2018
MIT
Blockchain & Crypto Educator
2021
SEC
SEC Chairman Overseeing Crypto Policies
2023
Bloomberg
Most Influential Regulator in Crypto
2024
Forbes
Top Policy Maker in Digital Assets
Useful Links to Connect With Gary Gensler
Platform
Link
X (formerly Twitter)
twitter.com/GaryGensler
CFTC website
Chairman Gary Gensler
Chairman
is the primary reason Ripple has hesitated to go public, the expected leadership change could be a game-changer. With Gensler potentially replaced by Paul Atkins, who is more favorable toward crypto, Ripple could find the regulatory environment more supportive. This shift in leadership could be the push the company needs to reconsider its IPO plans.
Pro-XRP lawyer John Deaton has predicted that Ripple may launch its IPO as early as Q4 2025 or Q1 2026. The change in SEC leadership could provide the right conditions for Ripple to take this step.
Here’s Why SEC May Lose the Appeal
The SEC has appealed a 2023 court ruling that sided with Ripple, declaring that XRP is not a security when sold to retail investors on exchanges. However, Deaton is optimistic that the SEC will eventually withdraw its appeal. He believes the legal battle may soon be resolved in Ripple’s favor.
Deaton pointed out several reasons why the SEC’s appeal is unlikely to succeed. First, the original ruling was based on facts, not legal precedent, so it doesn’t set a binding rule for other cases. Second, Deaton argued that if the case escalates further, the SEC could end up damaging its own credibility more than hurting Ripple. This makes a favorable resolution for Ripple seem increasingly likely.
Anticipation Builds for the New SEC Leadership
Deaton, along with other pro-XRP supporters, is excited about the potential appointment of Paul Atkins, a crypto-friendly executive, as the new SEC chair. President-elect Donald Trump is expected to take office on January 20, 2025, and reports suggest that Gensler will step down on the same day, allowing Atkins to take over.
The crypto community is eagerly awaiting Congress’ confirmation of Atkins’ appointment, hoping that he will help resolve the dispute between Ripple and the SEC by mid-2025.
As regulatory clarity improves, Ripple’s future looks bright. With potential IPO plans and the likelihood of a resolution to its ongoing legal issues, the company is poised for growth.
The crypto community, including legal experts like Deaton, is closely watching Ripple’s next move and remains hopeful for a positive outcome.
