Metaplanet Strengthens Its Bitcoin Strategy with $100M Credit Facility: Details

Metaplanet, one of the leading Bitcoin treasury companies, is taking major steps to strengthen its financial flexibility and support its Bitcoin strategy.

Metaplanet Secures $100M Under Credit Facility

In a latest disclosure, Metaplanet revealed that it has borrowed 100 million USD under the credit facility agreement disclosed on October 28, 2025. The loan was executed on October 31, 2025 and carries an interest rate based on a standard USD benchmark rate plus a spread and can be repaid anytime. 

The Company has pledged its Bitcoin as collateral for the loan. 

Strong Collateral Coverage with 30,823 BTC

Metaplanet holds 30,823 BTC, around $3.5 billion, far more than the loan amount. This gives the company plenty of coverage and ensures that the loan is well-secured.

The Company has adopted a conservative financial management policy of executing loans, carefully making sure that collateral remains adequate even during sharp declines in Bitcoin’s price.

“We are committed to avoiding excessive leverage,” it said, highlighting sustainable growth and responsible financial management. 

Flexible Use of Bitcoin-Backed Credit

This Bitcoin-backed loan gives Metaplanet access to a flexible credit line to be used across key business areas. 

Depending on requirement, the funds may be used to buy more Bitcoin, support the Bitcoin Income Generation business, and share repurchases for shareholder value. 

Metaplanet’s Share Repurchase Program

This comes after it recently announced a 75 billion JPY share repurchase program backed by Bitcoin collateral to boost investor confidence after the company experienced a drop in its mNAV below 1. 

Although it paused Bitcoin buying during the recent dip, it remains committed to hit its 210,000 BTC target by 2027.

Despite turbulence in the Bitcoin price and mass liquidations in the crypto space, this year has seen a rapid rise in the number of companies holding crypto treasuries. Public companies now hold over 1 million BTC and Metaplanet’s move highlights a disciplined approach in the face of volatility.