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JUST IN: Ripple Wins UK FCA Registration as Crypto Rules Tighten

Published by
Zafar Naik

Ripple just secured regulatory approval in the UK, and the timing tells a bigger story.

Ripple Markets UK Ltd. gained registration with the Financial Conduct Authority (FCA) under the country’s money laundering regulations, according to an update to the regulator’s registry on Friday.

The registration means Ripple now complies with anti-money laundering and counter-terrorist financing rules. But this is not full financial services authorization.

What Ripple Can and Cannot Do

The FCA approval comes with clear restrictions.

Ripple cannot operate crypto ATMs, serve retail clients without prior FCA consent, appoint agents or distributors, or issue electronic money to consumers, micro-enterprises, or charities.

Still, the registration gives Ripple a regulated foothold in the UK as the country works to position itself as a global crypto hub.

Also Read: Ripple’s GTreasury Acquires Solvexia: What It Means for XRP and RLUSD

UK Crypto Firms Face New Deadline

Ripple’s registration lands just as Britain prepares stricter rules for the entire crypto industry.

The FCA announced that crypto firms must apply for authorization under the Financial Services and Markets Act (FSMA) starting September 2026. The new regime kicks in by October 2027.

Firms currently registered under anti-money laundering or payment regulations will not get automatic conversion. They must apply fresh. Firms already holding FSMA authorization for other activities will need to vary their permissions separately.

Late applicants face a tough spot. They can keep existing contracts but cannot start any new UK-regulated crypto activities until they get authorized.

Why This Matters for Ripple

By locking in FCA registration now, Ripple gets ahead of the rush that will hit when the September 2026 application window opens.

The UK is pushing to bring digital assets into its financial framework. Policymakers want crypto regulated like traditional finance, and Ripple just made sure it has a seat at the table before the rules tighten.

For a company already battling regulatory questions in the US, a clean UK registration sends a clear signal to the market.

Zafar Naik

Zafar is a seasoned crypto and blockchain news writer with four years of experience. Known for accuracy, in-depth analysis, and a clear, engaging style, Zafar actively participates in blockchain communities. Beyond writing, Zafar enjoys trading and exploring the latest trends in the crypto market.

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