How High Will XRP Price Go if the CLARITY Act Passes in 2026?

Analyst Jake Claver believes XRP is set up for a repricing event once the CLARITY Act crosses the finish line, and he’s pointing to two past moves in XRP’s history as the reason why.

Claver brought to attention a pair of historical catalysts he believes are instructive. XRP gained about 70,000% in 240 days after Ripple locked up its escrow in 2017, a move he described as a clear example of what happens when a major structural catalyst hits the token. 

More recently, he pointed to the aftermath of Trump’s election win. XRP rose from under 50 cents to nearly $3 in just 28 days after Trump’s election, illustrating how quickly sentiment can shift XRP’s price when a major event lands.

“With the CLARITY Act about to get across the finish line, I believe this is going to ignite the institutional adoption that we’ve all been waiting for,” Claver said, adding that this isn’t just an opinion at this point given the amount of institutional backing already visible.

Big Institutions Are Already Positioned

BlackRock, JPMorgan, Grayscale, and Goldman Sachs publicly support this bill now, according to Claver, who argued their support isn’t about hoping the crypto industry survives, but about positioning to dominate the asset class once clearer rules exist.

He also referenced comments from Coinbase Chief Legal Officer Paul Grewal, framing the current bill as one where Democrats have already secured the major concessions they were pushing for, including stablecoin provisions, DeFi protections, and ethics language aimed at preventing the president from profiting off crypto projects going forward.

Legislative Path Still Has Steps Left

Even with institutional support building, Claver was clear that the legislative process still has real hurdles. The version of the bill that clears the Senate, if it clears at all, will likely differ from the version the House already passed roughly a year ago, meaning it would need to go back through the House for another vote. 

Even after House passage, there’s still a signing period to account for, though Claver said that if the president doesn’t act within a certain window, the bill could become law without his signature.

A Shift From Speculation to Utility

Beyond the price talk, Claver framed the bigger picture in structural terms. “For the first time in human history, we are about to have a digital asset class that’s not driven by speculation, but is starting to be driven by utility,” he said, tying that shift directly to the pending legislation and the wave of institutional infrastructure already being built around it.