News View Non-AMP

FHFA Orders Fannie Mae and Freddie Mac to Recognize Crypto as Mortgage Asset

Published by
Steve Muchoki

The Federal Housing Finance Agency (FHFA) under director William Pulte, has directed Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) to consider cryptocurrency in their risk assessments for single-family loans. Pulte noted in an X post that the decision was based on an intense review and the desire to observe President Donald Trump’s bid to facilitate the mainstream adoption of digital assets in the United States.

“FHFA hereby directs each enterprise to prepare a proposal for consideration of cryptocurrency as an asset for reserves in their respective single-family mortgage loan risk assessment, without conversion of said cryptocurrency to U.S. dollar,” the order noted.

According to the order, both Fannie Mae and Freddie Mac should only consider crypto assets that are traded and stored in U.S.-regulated centralized exchanges led by Coinbase Global Inc. (NASDAQ: COIN) and Robinhood Markets Inc. (NASDAQ: HOOD).

Market Impact of the FHFA Orders on Crypto Assets

The FHFA orders on Fannie Mae and Freddie Mac  to consider crypto assets in their risk assessments for single-family loans has attracted significant attention in the web3 space. According to Michael Saylor, co-founder and chairman at Strategy, the move by FHFA is a defining moment for institutional adoption of Bitcoin.

The notable proliferation of new crypto legislation and regulations has marked a major inflection point where traditional financial institutions have gained confidence to embrace digital assets.

Following the announcement, Bitcoin price edged 1 percent higher on Wednesday to trade at about $107,748 during the mid-North American session. However, Bitcoin price faces short-term bearish sentiment unless the flagship coin consistently closes above $110k in the coming days.

Steve Muchoki

Steve is a crypto news writer with a passion for decoding market moves. He blends breaking blockchain news with sharp technical analysis and bold price predictions. From Bitcoin rallies to altcoin breakouts, Steve breaks it all down with clarity and insight. Whether you're a trader or just curious, his analysis keeps you ahead of the curve.

Recent Posts

Crypto Regulations in Thailand 2025

In 2025, Thailand released a string of crypto developments, including– enhancing customer protection, transparency, innovation,…

August 29, 2025

Bitcoin Price Holds at $111k, Are the Bears Eyeing at $93k?

Bitcoin’s price has slipped to around $111,000, down 1.39% over the past 24 hours. This…

August 29, 2025

CZ: Bitcoin Set to Become the World’s Reserve Currency

At the Bitcoin Asia conference 2025, Binance CEO CZ shared his strong belief that Bitcoin…

August 29, 2025

Top 3 Altcoins Whales Are Stacking Right Now

The crypto market is beginning to steady after a volatile week. Total market capitalization climbed…

August 29, 2025

Ryan Gentry Launches $200M SPAC for Digital Finance

Ryan Gentry, former business lead at Lightning Labs, has filed for a $200 million SPAC…

August 29, 2025

21Shares Files for SEI ETF After Canary Capital

The race to launch the first SEI ETF in the U.S. is heating up. Crypto…

August 29, 2025