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Eleanor Terret Reveals What’s Really Driving Institutional Crypto Adoption in 2026

Published by
Zafar Naik

Morgan Stanley just filed with the SEC to launch ETFs tracking Bitcoin, Solana, and Ethereum. The news comes as industry insiders say 2026 will be the year institutions stop testing the waters and dive in.

Eleanor Terret, host of the Crypto in America podcast, joined ABC News to break down what’s ahead for crypto markets. Her take is that Wall Street’s relationship with digital assets is about to change completely.

Institutions Are Done Waiting

Terret put it simply: “If they had one foot in the space in 2025, they’re expected to have two this year in 2026.”

Big banks, trading firms, asset managers, pension funds, and endowments are all moving in.

Morgan Stanley’s filing surprised many. The bank stayed cautious on crypto for years. Now it’s chasing exposure to Bitcoin, Solana, and Ethereum through ETFs. When a legacy institution like this starts moving, others follow.

Regulatory rollback under the Trump administration gave institutions the green light. The legal uncertainty that kept compliance teams nervous is fading fast.

The Clarity Act Is the Real Story

The bigger development is happening in Congress.

The Clarity Act aims to give crypto a formal regulatory framework. For institutions, that’s the missing piece. They don’t deploy capital without legal certainty.

Terret stressed the significance: “There’s real regulatory clarity… it’s codified into law by Congress.”

That’s what unlocks the next wave of institutional money.

Also Read: US Senate to Vote on CLARITY Act on January 15: What It Means for Crypto

Midterms Could Stall Everything

Here’s the risk that’s flying under the radar.

Republicans control the White House, Senate, and House right now. But prediction markets show Democrats with a real shot at retaking the House.

If that happens, crypto legislation could stall.

Terret was direct that “The midterms are a big if.”

The Trump family’s push for a national bank charter and their own stablecoin adds another layer. Those plans depend entirely on political outcomes.

Bitcoin Price Outlook for 2026

Bitcoin is now trading around $90,627 after hitting a high of $126,198 in October 2025.

Analyst forecasts for 2026 range widely. Some see $75,000. Others call for $250,000. Institutional liquidity will drive price action, but short-term volatility isn’t going anywhere.

Zafar Naik

Zafar is a seasoned crypto and blockchain news writer with four years of experience. Known for accuracy, in-depth analysis, and a clear, engaging style, Zafar actively participates in blockchain communities. Beyond writing, Zafar enjoys trading and exploring the latest trends in the crypto market.

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