Can XRP Price Hit Four Digits in 2025?

Could XRP really reach $1,000? While this may sound far-fetched to many, Jake Claver, director at Digital Ascension Group, said it is possible. He said that if XRP becomes the global standard for cross-border payments and financial settlements, such a price wouldn’t just be a dream, but a requirement.

Why a Higher Price is Necessary

In an interview, Claver explains that for XRP to manage global liquidity demands, it must be valued significantly higher than where it stands today. The idea is simple. If XRP is to be used by financial institutions to move trillions of dollars across borders, it must have the price strength to do so without creating unnecessary friction or inefficiency.

Ripple’s Long-Term Strategy

Ripple isn’t just working on payments. The company has been quietly assembling a full-fledged financial ecosystem. It has acquired a crypto exchange, a broker-dealer, and a custody firm. It has also partnered with global institutions like SBI Holdings, R3, and Santander. Ripple is clearly building toward becoming a major infrastructure player in the digital financial world.

What About Decentralization?

Many critics say Ripple controls XRP, but Claver argues that the XRP Ledger is far more decentralized than people realize. The network of validators includes not only Ripple but also independent institutions like universities, banks, and other trusted entities. Even organizations like the SEC are part of the broader validator discussion. This decentralization could be a key reason regulators eventually favor XRP.

Looking Ahead to 2026

According to Claver, we may see Ripple’s full vision unfold around 2026. With its licensing, global partnerships, and growing utility, XRP could step into the spotlight as a true bridge asset connecting the global financial system.