Alleged Leaked Documents Claim XRP Could 100x as Ripple’s New System Expands

Fresh claims circulating in the crypto market suggest that alleged leaked documents and institutional reports may point to a larger long-term role for XRP within Ripple’s expanding global payments infrastructure. While the claims have not been officially confirmed, they are fueling debate about whether the company’s new stablecoin and institutional strategy could increase demand for the digital asset.

RLUSD Strategy May Expand XRP Utility

According to the claims, Ripple’s planned RLUSD stablecoin is not designed to replace XRP but to expand institutional adoption of the XRP Ledger. Analysts referenced in the discussion suggest that RLUSD could be integrated into institutional settlement and trading systems, allowing banks and financial institutions to use a stable dollar-based token while still relying on XRP as a bridge asset for cross-border liquidity.

If this model is adopted, institutions using RLUSD for settlements could still require XRP to move value between different currencies and markets, increasing demand for the token over time.

Reports Suggest Growing Stablecoin Competition

Some institutional analyses cited in the discussion predict that the global stablecoin market, currently dominated by USDT and USDC, may shift toward a more competitive landscape as new issuers enter the sector. Ripple’s entry through RLUSD is expected to target institutional payment flows, a segment that could play a key role in large-scale transaction settlement across financial networks.

Market observers say that if RLUSD gains traction among financial institutions, the increased activity on Ripple’s infrastructure could indirectly drive higher usage of XRP within liquidity and settlement processes.

Alleged Legal Language Raises Licensing Debate

One of the more controversial claims centers on alleged legal documentation suggesting that XRP functions as a type of access or operational right within Ripple’s transactional ecosystem. Supporters argue that if XRP is required for certain system functions, wider network adoption would naturally create higher demand for the token.

However, experts warn that these interpretations remain unverified and should not be treated as confirmed regulatory or legal classification. Until official filings or company statements clearly define such a structure, the licensing interpretation remains speculative.

Institutional DeFi Plans Put XRP at the Center

Ripple has also outlined plans to build compliance-focused institutional decentralized finance infrastructure on the XRP Ledger. In these plans, XRP is positioned as both a settlement asset and a bridge asset, meaning it can be used to finalize payments and connect different currencies during cross-border transactions.

Ripple CEO Brad Garlinghouse has repeatedly stated that XRP remains a central part of the company’s long-term strategy, even as Ripple expands into stablecoins and new payment technologies.

Price Impact Remains Speculative

Some market commentators claim that if Ripple’s infrastructure expansion, RLUSD adoption, and institutional partnerships scale rapidly, XRP could see a dramatic long-term price increase, with extreme forecasts suggesting “100x” scenarios. 

However, such projections are highly speculative and depend on regulatory approvals, institutional adoption, and real-world transaction growth across Ripple’s network.