The September 2026 XRP rich list shows that holders need about 44,237 XRP to rank among the top 1% of XRP holders. The threshold for the top 10% stands at roughly 2,100 XRP, while about 7,400 XRP is needed for the top 5%. The top 4% requires around 10,140 XRP, followed by 13,949 XRP for the top 3% and 21,628 XRP for the top 2%. The analysis noted that wallet-based rankings do not directly represent individual holders, as people can control multiple addresses, while larger wallets may belong to institutions, custodians, OTC desks or founders.
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