XRP has surged past BNB to become the fourth-largest cryptocurrency by market capitalization, reaching approximately $123 billion after an 8% price jump to $2.02-$2.03 in the last 24 hours. This positions XRP behind Bitcoin, Ethereum, and Tether, driven by a 177% spike in trading volume to $3.8 billion and ongoing inflows into US spot XRP ETFs. BNB, now at fifth with $121 billion and prices around $848-$860, reflects broader altcoin momentum as Bitcoin exceeds $90,000. Ripple’s cross-border payment utility continues fueling investor interest amid rising market adoption.
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