XRP Ledger CTO Floats X Money Yield Idea

Published by

Anjali Belgaumkar

September 11, 2026

XRP coin pie chart with a top section slice pulled out.

A “ghost chain” debate has erupted around the XRP Ledger after Bitquery research found just 793 accounts handled 93.2% of the network’s transactions in August, with 767 of those classified as machine accounts, including bots and spam. Separately, the XRP Ledger Foundation’s CTO suggested users could potentially transfer funds from an X Money account directly into XRP, then use the ledger’s primitives to generate yield, saying he saw nothing wrong with that setup if it became possible.

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