Coinbase has warned it may withdraw support for the CLARITY Act if the Senate limits stablecoin rewards beyond simple disclosure rules. Passed by the House in July 2025, the bipartisan bill heads to a Senate Banking Committee markup on January 15, 2026, to clarify SEC and CFTC oversight. Coinbase argues stricter rules could stifle competition, threaten $1.3B in USDC revenue, and weaken the U.S. dollar, while banks push restrictions to protect community lenders.
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